Property Specialist
July 2025
32nd in cohort
Nationwide Finance
July 2025 debenture analysis for Nationwide Finance. Property Specialist cohort, ranked 32nd.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 31 | 14 | 34 | 28 | -21% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Nationwide Finance | 4.7 | £4k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Food & beverage services | 3 |
| Real estate | 3 |
| Retail trade | 3 |
| Head offices & consultancy | 2 |
| Wholesale & retail trade | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 9 |
| London | 5 |
| Yorkshire / Humber | 4 |
| East of England | 3 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 30/07/2025 | LA FABRICATIONS (SOUTH | 4.4 yrs | South East | - | Mar-2025, Trade Debtors: £464k, Debts: £896k, Net Assets: £-516k, Staff: 2 |
| 01/07/2025 | EK F&B LIMITED | 2.6 yrs | London | Food & beverage services | Nov-2024, Debts: £50k, Net Assets: £-10k, Staff: 15, Est PBT: £-33k |
| 23/07/2025 | ROTHKO AND FROST LIMITED | 13.9 yrs | South West | Wholesale trade | Aug-2024, Net Assets: £191k, Staff: 11, Est PBT: £427k |
| 28/07/2025 | GREENS & DELI LTD | 10.6 yrs | Yorkshire / | Retail trade | Mar-2025, Debts: £43k, Net Assets: £100k, Staff: 9, Est PBT: £-7k |
| 24/07/2025 | BAYTREE BISTRO & BAR LTD | 1.3 yrs | East Midlands | Food & beverage services | Mar-2025, Net Assets: £7k, Staff: 8 |
| 22/07/2025 | DHAKA TRADING AND | 4 yrs | London | Retail trade | Jul-2025, Net Assets: £-211k, Staff: 8, Est PBT: £4k |
| 24/07/2025 | BM HOUSES LTD | 4.3 yrs | East of England | Real estate | Mar-2025, Debts: £56k, Net Assets: £3k, Staff: 1, Est PBT: £6k |
| 03/07/2025 | BARNWELL MUSIC LTD | 5.7 yrs | East of England | Arts & entertainment | Mar-2025, Net Assets: £-15k, Staff: 5, Est PBT: £-26k |
| 09/07/2025 | SIKER LTD | 7.4 yrs | South East | IT programming / consulting | Jul-2024, Debts: £43k, Net Assets: £66k, Staff: 5, Est PBT: £-45k |
| 09/07/2025 | HARWOOD SECURITY | 12 yrs | South East | Head offices & consultancy | Jul-2024, Debts: £12k, Net Assets: £19k, Staff: 5, Est PBT: £-6k |