Property Specialist
January 2025
28th in cohort
Nationwide Finance
January 2025 debenture analysis for Nationwide Finance. Property Specialist cohort, ranked 28th.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 16 | 15 | 19 | 23 | +17% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Nationwide Finance | 4.2 | £19k |
| Cohort average | 4.3 | £429k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 3 |
| Building construction | 3 |
| Residential care | 2 |
| Food & beverage services | 2 |
| Financial services | 2 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 5 |
| South East | 4 |
| London | 3 |
| Yorkshire / Humber | 3 |
| East Midlands | 3 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 30/01/2025 | GRATIA CURA RESIDENTIAL LTD | 1.5 yrs | South East | Residential care | Aug-2025, Trade Debtors: £339k, Debts: £29k, Other debts: £368k, Net Assets: £-399k, Staff: 42, Est PBT: £-308k |
| 30/01/2025 | GCA HOLDINGS LTD | 8.6 yrs | Yorkshire / Humber | Real estate | Jun-2025, Net Assets: £899k, Staff: 3, Est PBT: £273k |
| 20/01/2025 | HUMMING BIRDS WORCESTER LTD | 0.9 yrs | Midlands | Residential care | Feb-2025, Net Assets: £-382k, Est PBT: £-465k |
| 21/01/2025 | SHAWS TRACTORS AND MACHINERY LIMITED | 3.7 yrs | South West | Wholesale trade | May-2025, Trade Debtors: £227k, Debts: £22k, Net Assets: £281k, Staff: 1 |
| 15/01/2025 | PLUSH HAIRDRESSING LTD | 5.8 yrs | South East | Personal services | Apr-2024, Net Assets: £14k, Staff: 6, Est PBT: £-9k |
| 31/01/2025 | BOBBLE DIGITAL LIMITED | 8.2 yrs | Yorkshire / Humber | Advertising & market research | Dec-2024, Trade Debtors: £74k, Debts: £161k, Net Assets: £-302k, Staff: 6 |
| 10/01/2025 | RECRUITIVE TECHNOLOGY LTD | 1.3 yrs | Midlands | IT programming / consulting | Sep-2024, Trade Debtors: £97k, Net Assets: £64k, Staff: 5, Est PBT: £28k |
| 23/01/2025 | GNE DEVELOPMENTS LIMITED | 8 yrs | East of England | Building construction | Mar-2025, Net Assets: £147k, Staff: 2, Est PBT: £-34k |
| 14/01/2025 | EL CHARLES LIMITED | 2.4 yrs | East Midlands | Specialist construction | Aug-2024, Trade Debtors: £29k, Debts: £30k, Net Assets: £0k, Staff: 2, Est PBT: £-31k |
| 07/01/2025 | MIDLANDS BUILDERS LTD | 2.9 yrs | Midlands | Building construction | Feb-2025, Net Assets: £1k, Staff: 1, Est PBT: £1k |