Property Specialist
December 2025
35th in cohort
Nationwide Finance
December 2025 debenture analysis for Nationwide Finance. Property Specialist cohort, ranked 35th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 26 | 15 | 30 | 32 | +6% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Nationwide Finance | 4.7 | £4k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 7 |
| Food & beverage services | 3 |
| Land transport & logistics | 2 |
| Retail trade | 2 |
| Personal services | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 11 |
| Midlands | 5 |
| South West | 4 |
| Yorkshire / Humber | 3 |
| North East | 3 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 02/12/2025 | NATIONAL BUSINESS | 7.5 yrs | South East | Office & business support | May-2024, Trade Debtors: £26k, Debts: £63k, Net Assets: £-636k, Staff: 24 |
| 23/12/2025 | MIND THE MONKEYS LTD | 4 yrs | Midlands | Social work | Dec-2024, Net Assets: £14k, Staff: 18 |
| 23/12/2025 | DINING BY MATTHEW HYDE | 6.2 yrs | Yorkshire / | Food & beverage services | Oct-2024, Net Assets: £-12k, Staff: 18, Est PBT: £17k |
| 15/12/2025 | BLAKESGC LTD | 4.3 yrs | Midlands | Food & beverage services | Aug-2025, Trade Debtors: £5k, Net Assets: £6k, Staff: 14, Est PBT: £-36k |
| 24/12/2025 | CHARLTON ON OTMOOR | 13.5 yrs | South East | - | Aug-2024, Trade Debtors: £113k, Debts: £121k, Net Assets: £-29k, Staff: 13 |
| 23/12/2025 | CIL HYGIENE LIMITED | 13.9 yrs | North East | Waste management | Jan-2025, Net Assets: £429k, Staff: 8, Est PBT: £110k |
| 01/12/2025 | J & J PAYNE BROS LTD | 10.7 yrs | Wales | Civil engineering | Mar-2025, Net Assets: £32k, Staff: 3, Est PBT: £17k |
| 16/12/2025 | BAYDECK LTD | 4.9 yrs | South East | Real estate | Jan-2025, Net Assets: £9k, Staff: 1, Est PBT: £10k |
| 23/12/2025 | SATORI MOTORWORKS LTD | 2.4 yrs | Yorkshire / | Wholesale & retail trade | Jul-2024, Net Assets: £-49k, Staff: 2 |
| 17/12/2025 | DANSON GARAGE LTD | 2.5 yrs | South East | Real estate | Jun-2025, Net Assets: £9k, Staff: 2, Est PBT: £10k |