Property Specialist
December 2025
25th in cohort
MTF Finance
December 2025 debenture analysis for MTF Finance. Property Specialist cohort, ranked 25th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 9 | 15 | 43 | 52 | +17% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| MTF Finance | 3.9 | £259k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 51 |
| Specialist construction | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 20 |
| South East | 11 |
| North West | 7 |
| Yorkshire / Humber | 4 |
| East of England | 4 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/12/2025 | PHI | 531 yrs | CAPITAL LTD 2.1 South East | Real estate | Oct-2024, Net Assets: £-116k |
| 19/12/2025 | HOLYLAND PROPERTY | 13.6 yrs | London | Real estate | Mar-2025, Net Assets: £932k, Staff: 2, Est PBT: £188k |
| 22/12/2025 | DUGARD HOLDINGS LTD | 6.1 yrs | Wales | Real estate | Dec-2024, Debts: £2.1m, Net Assets: £103k, Staff: 2, Est PBT: £-1.1m |
| 16/12/2025 | 2G DEVELOPMENTS LTD | 4.3 yrs | Wales | Real estate | Mar-2025, Debts: £2.1m, Net Assets: £1.8m, Est PBT: £-346k |
| 19/12/2025 | WEALTH IN PROPERTY LTD | 7.2 yrs | Midlands | Real estate | Oct-2024, Turnover: £259k, Net Assets: £710k, Staff: 2, Est PBT: £-67k |
| 15/12/2025 | E&R KELLY PROPERTIES LTD | 8.9 yrs | East of England | Real estate | Jan-2025, Net Assets: £9k, Staff: 2, Est PBT: £44k |
| 09/12/2025 | ROCKWOOD INVESTMENTS | 12.5 yrs | South East | Real estate | May-2024, Debts: £2.0m, Net Assets: £2k, Staff: 2, Est PBT: £4k |
| 24/12/2025 | MAD BUYERZ LTD | 2.5 yrs | London | Real estate | Jul-2024, Net Assets: £15k, Est PBT: £17k |
| 17/12/2025 | INICIO INVESTMENTS LIMITED | 5.1 yrs | South East | Real estate | May-2025, Net Assets: £248k, Est PBT: £39k |
| 29/12/2025 | ACE HOMES LTD | 5.2 yrs | Yorkshire / | Real estate | Oct-2024, Debts: £853k, Net Assets: £-3k, Est PBT: £-81k |