Property Specialist
January 2025
26th in cohort
MS Lending Group
January 2025 debenture analysis for MS Lending Group. Property Specialist cohort, ranked 26th.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 4 | 13 | 14 | 26 | +46% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| MS Lending Group | 2.2 | -£10k |
| Cohort average | 4.3 | £429k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 21 |
| Building construction | 3 |
| Accommodation | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 6 |
| North West | 6 |
| London | 4 |
| Midlands | 3 |
| East of England | 3 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/01/2025 | DIVINE LETTINGS LIMITED | 11.4 yrs | East of England | Real estate | Aug-2024, Debts: £1.7m, Net Assets: £179k, Staff: 4, Est PBT: £104k |
| 27/01/2025 | GREYCAPE LIMITED | 3.8 yrs | North West | Real estate | Apr-2025, Net Assets: £-164k, Staff: 2, Est PBT: £-113k |
| 31/01/2025 | HIGHFIELD GROUP LTD | 6.2 yrs | Midlands | Real estate | Nov-2024, Trade Debtors: £1k, Debts: £814k, Net Assets: £4k, Est PBT: £-62k |
| 06/01/2025 | GOLDCREST REAL ESTATE LTD | 0.7 yrs | London | Real estate | Apr-2025, Net Assets: £2k, Est PBT: £3k |
| 27/01/2025 | GB PROPERTY MANAGEMENT ESSEX LTD | 1.8 yrs | South East | Real estate | Nov-2024, Other debts: £816k, Net Assets: £-46k, Staff: 2, Est PBT: £-85k |
| 15/01/2025 | AVRO HOLDINGS LIMITED | 3.4 yrs | North West | Building construction | Sep-2024, Debts: £156k, Net Assets: £72k, Staff: 3, Est PBT: £126k |
| 16/01/2025 | ERCATASH LTD | 3.2 yrs | South East | Real estate | Nov-2025, Debts: £472k, Net Assets: £-14k, Est PBT: £-62k |
| 06/01/2025 | MIDDLETON RENOVATIONS LIMITED | 4.2 yrs | North West | Building construction | Oct-2024, Debts: £547k, Net Assets: £9k, Staff: 2, Est PBT: £5k |
| 07/01/2025 | PERFECT PADS LTD | 0.7 yrs | East Midlands | Real estate | May-2025, Debts: £296k, Net Assets: £-45k, Est PBT: £-54k |
| 13/01/2025 | CSB (CORNWALL) LTD | 1 yrs | South West | Real estate | Jan-2025, Net Assets: £-74k, Est PBT: £0k |