Property Specialist
December 2025
24th in cohort
MS Lending Group
December 2025 debenture analysis for MS Lending Group. Property Specialist cohort, ranked 24th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 23 | 21 | 46 | 60 | +23% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| MS Lending Group | 3.1 | £237k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 55 |
| Head offices & consultancy | 1 |
| Retail trade | 1 |
| Employment services | 1 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 21 |
| London | 14 |
| Scotland | 7 |
| South East | 6 |
| Wales | 5 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 12/12/2025 | DSG PROPERTY MANAGEMENT | 13.3 yrs | South East | Real estate | Sep-2025, Trade Debtors: £9k, Debts: £17.4m, Net Assets: £11.0m, Staff: 1 |
| 16/12/2025 | LG ENERGY GROUP LIMITED | 14.8 yrs | North West | Head offices & consultancy | Mar-2025, Turnover: £5.1m, Trade Debtors: £847k, Debts: £30k, Net Assets: £2.6m |
| 22/12/2025 | ETON HOLDINGS LTD | 7.2 yrs | London | Real estate | Oct-2024, Trade Debtors: £251k, Debts: £80k, Net Assets: £747k, Est PBT: £332k |
| 05/12/2025 | FAIRMONT PROPERTY ASSETS | 8 yrs | North West | Real estate | Mar-2025, Net Assets: £76k, Staff: 2, Est PBT: £-172k |
| 15/12/2025 | CROSS COUNTRY PARTNERS | 6 yrs | 5.4 East Midlands | Real estate | Jul-2024, Debts: £781k, Net Assets: £-71k |
| 23/12/2025 | LUKE PROPERTY SERVICES | 4.9 yrs | Scotland | Real estate | Jan-2025, Debts: £555k, Net Assets: £47k, Est PBT: £30k |
| 22/12/2025 | SAFINA786 LTD | 5.5 yrs | North West | Real estate | Sep-2024, Net Assets: £1k, Staff: 1, Est PBT: £0k |
| 04/12/2025 | HAAK MANAGEMENT LTD | 5.1 yrs | South East | Real estate | Nov-2024, Net Assets: £3k, Est PBT: £-2k |
| 01/12/2025 | VAN CLARK HOLDINGS LTD | 5.8 yrs | London | Real estate | Feb-2025, Net Assets: £-30k, Staff: 1, Est PBT: £-8k |
| 22/12/2025 | OBANSTORES LTD | 1.3 yrs | Scotland | Retail trade | Sep-2025, Net Assets: £1k, Staff: 3, Est PBT: £0k |