Property Specialist
April 2025
34th in cohort
MS Lending Group
April 2025 debenture analysis for MS Lending Group. Property Specialist cohort, ranked 34th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 11 | 7 | 28 | 25 | -12% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| MS Lending Group | 3.1 | £237k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 19 |
| Building construction | 2 |
| Specialist construction | 2 |
| Residential care | 1 |
| Food & beverage services | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 9 |
| South West | 3 |
| Midlands | 3 |
| South East | 3 |
| Yorkshire / Humber | 2 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 07/04/2025 | HORNFELS LIMITED | 1.5 yrs | North West | Real estate | Mar-2025, Net Assets: £-5k, Staff: 2, Est PBT: £107k |
| 14/04/2025 | WELCARE GLOBAL LIMITED | 2 yrs | Yorkshire / | Residential care | Mar-2025, Net Assets: £20k, Staff: 21, Est PBT: £6k |
| 02/04/2025 | CHESHIRE HOMES (UK) | 27.7 yrs | North West | Real estate | Oct-2024, Trade Debtors: £17k, Debts: £16k, Net Assets: £802k, Staff: 7, Est PBT: £233k |
| 08/04/2025 | YSR(LONDON) LTD | 7.2 yrs | London | Real estate | Feb-2025, Net Assets: £80k, Staff: 1, Est PBT: £43k |
| 01/04/2025 | WHITEFIELD PROPERTIES | 8 yrs | North West | Real estate | Mar-2025, Debts: £124k, Net Assets: £37k, Est PBT: £16k |
| 09/04/2025 | DELTA ACCESS LIMITED | 6.1 yrs | North West | Specialist construction | Mar-2025, Net Assets: £364k, Staff: 4 |
| 15/04/2025 | L&E BEYOND GROUP LTD | 2.9 yrs | Midlands | Building construction | Apr-2025, Trade Debtors: £15k, Debts: £224k, Net Assets: £149k, Staff: 3, Est PBT: £159k |
| 08/04/2025 | CERT INVESTMENTS LIMITED | 10.7 yrs | North West | Real estate | Jul-2025, Other debts: £222k, Net Assets: £270k, Est PBT: £86k |
| 30/04/2025 | K&G PROPERTY (WEST | 1.9 yrs | Midlands | Real estate | Jun-2025, Net Assets: £-37k |
| 04/04/2025 | SWISH HUB PROPERTIES LTD | 2.5 yrs | South East | Real estate | Oct-2025, Net Assets: £2k, Staff: 1, Est PBT: £3k |