Property Specialist
December 2025
67th in cohort
Monmouthshire Building Society
December 2025 debenture analysis for Monmouthshire Building Society. Property Specialist cohort, ranked 67th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 15 | 13 | 32 | 11 | -191% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Monmouthshire Building Society | 3.6 | £98k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Accommodation | 4 |
| Real estate | 4 |
| Building construction | 2 |
| Financial services | 1 |
Top Regions
| Region | Count |
|---|---|
| Wales | 3 |
| South West | 2 |
| South East | 1 |
| East of England | 1 |
| Yorkshire / Humber | 1 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 22/12/2025 | LAIRD NORFOLK HOMES LTD | 7.2 yrs | East of England | Accommodation | Sep-2024, Debts: £54k, Net Assets: £887k, Staff: 3, Est PBT: £-60k |
| 04/12/2025 | EDULETS LTD | 5.9 yrs | Midlands | Accommodation | Jan-2025, Trade Debtors: £1k, Debts: £635k, Net Assets: £14k, Est PBT: £12k |
| 11/12/2025 | SHORE & COUNTRY SETTINGS | 3.5 yrs | South West | Real estate | Mar-2025, Net Assets: £59k, Staff: 3, Est PBT: £-39k |
| 05/12/2025 | HALL LODGE GROUP LIMITED | 2.2 yrs | Yorkshire / | Financial services | Nov-2025, Debts: £233k, Net Assets: £-6k, Est PBT: £-7k |
| 12/12/2025 | JPC LJC PROPERTY | 1.5 yrs | East Midlands | Real estate | Mar-2025, Net Assets: £0k, Staff: 2, Est PBT: £0k |
| 05/12/2025 | TIDEWELL DEVELOPMENTS | 4 yrs | Wales | Building construction | Dec-2024, Net Assets: £0k |
| 19/12/2025 | BENITO HOMES LIMITED | 3.1 yrs | Wales | Building construction | Nov-2024, Net Assets: £0k |
| 04/12/2025 | NEWGATE LETTINGS LTD | 0.2 yrs | South West 0 Accommodation | - | - |
| 23/12/2025 | JJ PROPERTY NE LTD | 0.4 yrs | North East 0 Real estate | - | - |
| 11/12/2025 | HARVEY HOMES LTD | 0.5 yrs | South East 0 Accommodation | - | - |