Other banks
January 2026
2nd in cohort
Metro Bank
January 2026 debenture analysis for Metro Bank. Other banks cohort, ranked 2nd.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 13 | 17 | 86 | 44 | -42 | -49% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Metro Bank | 9.9 | £7.9m |
| Cohort average | 11.4 | £28.3m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 23 |
| Specialist construction | 3 |
| Financial services | 3 |
| Residential care | 2 |
| Food & beverage services | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 13 |
| North West | 10 |
| London | 8 |
| South West | 4 |
| Midlands | 3 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 20/01/2026 | STRODE PARK FOUNDATION | 79.8 yrs | South East | Human health | Mar-2025, Turnover: £13.0m, Trade Debtors: £313k, Debts: £706k, Net Assets: £5.1m |
| 19/01/2026 | HBB RELOCATION SERVICES | 14.2 yrs | Midlands | Real estate | Mar-2025, Turnover: £66.8m, Debts: £7.4m, Net Assets: £4.2m, Staff: 17, Est PBT: £1.8m |
| 28/01/2026 | BENCHMARK SCAFFOLDING | 18.9 yrs | London | Specialist construction | Jun-2025, Turnover: £20.6m, Trade Debtors: £5.4m, Debts: £435k, Net Assets: £10.2m |
| 21/01/2026 | NHB INVESTMENTS LTD | 18.8 yrs | South East | Real estate | Apr-2025, Turnover: £21.6m, Debts: £4.5m, Net Assets: £7.7m, Est PBT: £1.9m |
| 27/01/2026 | UNIBAR RESTAURANT LIMITED | 22.4 yrs | London | Food & beverage services | Jan-2025, Debts: £2.4m, Other debts: £53k, Net Assets: £1.8m, Staff: 48, Est PBT: £122k |
| 26/01/2026 | WEBBER HOLDINGS GROUP | 1.8 yrs | North West | Financial services | Apr-2025, Net Assets: £5.0m, Est PBT: £0k |
| 26/01/2026 | WEBBER (NW) LIMITED | 14.3 yrs | North West | - | Oct-2024, Trade Debtors: £1.3m, Debts: £302k, Net Assets: £1.7m, Staff: 32 |
| 27/01/2026 | J & R CARE LIMITED | 23.3 yrs | South East | Education | Mar-2025, Trade Debtors: £43k, Debts: £439k, Net Assets: £332k, Staff: 40 |
| 27/01/2026 | TREE VALE LIMITED | 38.3 yrs | North West | Residential care | Mar-2025, Trade Debtors: £51k, Net Assets: £398k, Staff: 40, Est PBT: £-52k |
| 28/01/2026 | ELLIES LITTLE KINGDOM | 10.1 yrs | London | Social work | Mar-2025, Trade Debtors: £29k, Debts: £72k, Net Assets: £275k, Staff: 25 |