Other banks
December 2025
2nd in cohort
Metro Bank
December 2025 debenture analysis for Metro Bank. Other banks cohort, ranked 2nd.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 27 | 39 | 104 | 105 | +1% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Metro Bank | 8.5 | £2.3m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 38 |
| Financial services | 8 |
| Accommodation | 7 |
| Residential care | 7 |
| Unknown | 7 |
Top Regions
| Region | Count |
|---|---|
| South East | 44 |
| London | 22 |
| North West | 11 |
| Midlands | 7 |
| Scotland | 6 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/12/2025 | EDEN AUTOMOTIVE | 18.5 yrs | South East | Head offices & consultancy | Dec-2024, Turnover: £297.0m, Trade Debtors: £2.7m, Debts: £36.8m |
| 04/12/2025 | EDEN AUTOMOTIVE LIMITED | 18.5 yrs | South East | - | Dec-2024, Turnover: £160.8m, Trade Debtors: £1.8m, Other debts: £16.0m |
| 04/12/2025 | EDEN MOTOR RETAIL LIMITED | 29.6 yrs | South East | Wholesale & retail trade | Dec-2024, Turnover: £160.3m, Trade Debtors: £854k, Debts: £19.5m |
| 04/12/2025 | THE STAMBRIDGE GROUP | 14.6 yrs | South East | Public sector & defence | May-2025, Net Assets: £2.0m, Staff: 888, Est PBT: £39k |
| 16/12/2025 | MILAN HOLDCO LIMITED | 6.5 yrs | Midlands | Specialist construction | Mar-2025, Turnover: £36.1m, Trade Debtors: £12.0m, Debts: £5.0m |
| 16/12/2025 | MIDWEST MECHANICAL AND | 37.6 yrs | Midlands | Specialist construction | Mar-2025, Turnover: £36.1m, Trade Debtors: £12.0m, Debts: £31k, Net Assets: £4.3m |
| 15/12/2025 | CAREROOM LIMITED | 27.3 yrs | South East | Education | Dec-2024, Turnover: £14.9m, Trade Debtors: £88k, Other debts: £402k |
| 17/12/2025 | HBB RELOCATION SERVICES | 14.1 yrs | Midlands | Real estate | Mar-2025, Turnover: £66.8m, Debts: £7.4m, Net Assets: £4.2m, Staff: 17, Est PBT: £1.8m |
| 16/12/2025 | SCOTPHARM (MNA) LIMITED | 8.5 yrs | Scotland | Retail trade | Oct-2024, Turnover: £26.7m, Trade Debtors: £1.5m, Debts: £13.0m |
| 18/12/2025 | BARRIE DEAR LIMITED | 13.6 yrs | Scotland | - | Oct-2024, Turnover: £26.7m, Trade Debtors: £1.5m, Debts: £2.4m, Other debts: £11.3m |