Asset Finance
September 2025
3rd in cohort
Lombard
September 2025 debenture analysis for Lombard. Asset Finance cohort, ranked 3rd.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 12 | 10 | 12 | 9 | -33% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lombard | 22.9 | £21.6m |
| Cohort average | 13.5 | £6.9m |
Top Sectors
| Sector | Count |
|---|---|
| Utilities | 2 |
| Unknown | 2 |
| Logistics & warehousing | 2 |
| Food manufacturing | 1 |
| Financial services | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 6 |
| Yorkshire / Humber | 1 |
| Scotland | 1 |
| London | 1 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 17/09/2025 | SPECIALITY BREADS LIMITED | 29.5 yrs | South East | Food manufacturing | Dec-2024, Trade Debtors: £1.1m, Debts: £141k, Net Assets: £5.9m, Staff: 124 |
| 04/09/2025 | WILLIAMS SHIPPING MARINE | 36.8 yrs | South East | Logistics & warehousing | Dec-2024, Turnover: £10.3m, Trade Debtors: £1.2m, Debts: £3.3m, Net Assets: £7.3m |
| 05/09/2025 | GREENTECH PROJECTS | 5.2 yrs | South East | Utilities | Dec-2024, Net Assets: £-5.9m, Staff: 3, Est PBT: £-3.0m |
| 05/09/2025 | CLOUD GLOBAL LTD | 14.8 yrs | Scotland | Logistics & warehousing | Mar-2025, Net Assets: £529k, Staff: 3, Est PBT: £19k |
| 08/09/2025 | GREENTECH INVEST UK (2) | 4.9 yrs | South East | Utilities | Dec-2024, Net Assets: £-62k, Staff: 4, Est PBT: £-52k |
| 25/09/2025 | SKYDIVING AIRCRAFT LTD | 11.3 yrs | Yorkshire / | Air transport | Mar-2025, Trade Debtors: £0k, Debts: £16k, Net Assets: £211k, Staff: 2, Est PBT: £23k |
| 30/09/2025 | WHY ODYSSEY LLP | 0.1 yrs | South East 0 Unknown | - | - |
| 17/09/2025 | RIGID8 LLP | 0.4 yrs | South East 0 Unknown | - | - |
| 25/09/2025 | LOCKHELI LIMITED | 0.5 yrs | London 0 Financial services | - | - |