Asset Finance
November 2025
1st in cohort
Lombard
November 2025 debenture analysis for Lombard. Asset Finance cohort, ranked 1st.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 15 | 9 | 9 | 19 | +53% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lombard | 22.9 | £21.6m |
| Cohort average | 13.5 | £6.9m |
Top Sectors
| Sector | Count |
|---|---|
| Sports & recreation | 5 |
| Financial services | 3 |
| Rental & leasing | 3 |
| Utilities | 2 |
| Water transport | 2 |
Top Regions
| Region | Count |
|---|---|
| North West | 8 |
| South East | 7 |
| East of England | 1 |
| Yorkshire / Humber | 1 |
| London | 1 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/11/2025 | BLACKPOOL PLEASURE BEACH | 40.9 yrs | North West | Sports & recreation | Mar-2024, Turnover: £32.1m, Trade Debtors: £418k, Debts: £16.7m |
| 27/11/2025 | QUANESCO TOPCO LIMITED | 4.5 yrs | South East | Financial services | Mar-2025, Turnover: £51.8m, Trade Debtors: £9.7m, Other debts: £14.5m |
| 04/11/2025 | HAMPSEY LIMITED | 18.6 yrs | Midlands | - | Dec-2024, Turnover: £51.2m, Trade Debtors: £1.2m, Debts: £692k, Other debts: £803k |
| 03/11/2025 | RABBITS VEHICLE HIRE | 36.3 yrs | South East | - | Feb-2025, Turnover: £15.3m, Trade Debtors: £2.3m, Debts: £12.0m, Net Assets: £6.5m |
| 26/11/2025 | FIRST STEP (UK) LIMITED | 20.9 yrs | North West | Financial services | Sep-2024, Turnover: £12.2m, Trade Debtors: £541k, Debts: £16.4m, Net Assets: £3.2m |
| 25/11/2025 | BOATCO UK LTD | 11.1 yrs | South East | Repair / installation | Jun-2024, Turnover: £18.5m, Trade Debtors: £3.9m, Other debts: £1.6m |
| 25/11/2025 | KN ENERGY CENTRE LTD | 3.1 yrs | North West | Utilities | Mar-2025, Trade Debtors: £176k, Net Assets: £-109k, Staff: 2, Est PBT: £-89k |
| 26/11/2025 | CARISBROOKE SHIPPING | 55.9 yrs | South East | - | Dec-2024, Turnover: £2.6m, Trade Debtors: £155k, Net Assets: £-713k, Staff: 38 |
| 28/11/2025 | BLACKPOOL LEISURE AND | 46.8 yrs | North West | Other professional services | Mar-2024, Net Assets: £-628k, Staff: 18, Est PBT: £-170k |