Asset Finance
July 2025
1st in cohort
Lombard
July 2025 debenture analysis for Lombard. Asset Finance cohort, ranked 1st.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 12 | 10 | 14 | 16 | +13% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lombard | 22.9 | £21.6m |
| Cohort average | 13.5 | £6.9m |
Top Sectors
| Sector | Count |
|---|---|
| Office & business support | 3 |
| Building construction | 2 |
| Repair / installation | 2 |
| Water transport | 2 |
| Rental & leasing | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 8 |
| Midlands | 3 |
| South West | 2 |
| London | 2 |
| North West | 1 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/07/2025 | SUNSEEKER LONDON LIMITED | 31.7 yrs | London | Wholesale trade | Dec-2024, Turnover: £246.1m, Trade Debtors: £1.8m, Debts: £105.8m |
| 01/07/2025 | CASTLE AIR LIMITED | 29.2 yrs | South West | Repair / installation | Nov-2024, Turnover: £34.2m, Trade Debtors: £7.6m, Debts: £16.4m |
| 03/07/2025 | GRS INTEGRATED SOLUTIONS | 25 yrs | Midlands | - | Jan-2025, Turnover: £24.8m, Trade Debtors: £494k, Debts: £3.2m, Other debts: £2.6m |
| 16/07/2025 | BOATCO UK LTD | 10.8 yrs | South East | Repair / installation | Jun-2024, Turnover: £18.5m, Trade Debtors: £3.9m, Other debts: £1.6m |
| 29/07/2025 | LAND & WATER PLANT LIMITED | 25.8 yrs | South East | Rental & leasing | Dec-2024, Trade Debtors: £487k, Debts: £1.6m, Net Assets: £3.3m, Staff: 19 |
| 24/07/2025 | ARGO LEISURE LIMITED | 2.6 yrs | Midlands | Water transport | Dec-2024, Other debts: £2.5m, Net Assets: £325k, Est PBT: £406k |
| 25/07/2025 | AMPA LIMITED | 28.4 yrs | London | Office & business support | Dec-2024, Net Assets: £522k, Est PBT: £191k |
| 16/07/2025 | BATES WHARF MARINE SALES | 33.4 yrs | South East | Retail trade | Apr-2025, Turnover: £5.9m, Trade Debtors: £311k, Debts: £186k, Other debts: £5.2m |
| 17/07/2025 | 21T LIMITED | 7.9 yrs | South East | Office & business support | Mar-2024, Net Assets: £-7.3m, Est PBT: £1.1m |
| 16/07/2025 | ARMY PARACHUTE AIRCRAFT | 26.3 yrs | South West | - | Mar-2025, Trade Debtors: £62k, Debts: £188k, Net Assets: £2.6m, Staff: 9 |