Asset Finance
January 2026
1st in cohort
Lombard
January 2026 debenture analysis for Lombard. Asset Finance cohort, ranked 1st.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 10 | 13 | 11 | 10 | -1 | -9% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lombard | 25 | £9.7m |
| Cohort average | 13.4 | £7.7m |
Top Sectors
| Sector | Count |
|---|---|
| Water transport | 6 |
| Unknown | 1 |
| Financial services | 1 |
| Head offices & consultancy | 1 |
| Wood products | 1 |
Top Regions
| Region | Count |
|---|---|
| Wales | 4 |
| South East | 2 |
| Midlands | 2 |
| North East | 1 |
| Yorkshire / Humber | 1 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/01/2026 | ARGO NAUTICAL LIMITED | 61.1 yrs | Midlands | Water transport | Dec-2024, Turnover: £91.1m, Trade Debtors: £1.0m, Net Assets: £25.6m, Staff: 118 |
| 13/01/2026 | CHARLES M.WILLIE & | 87.5 yrs | Wales | Water transport | Nov-2024, Turnover: £43.5m, Trade Debtors: £1.4m, Debts: £30.6m |
| 13/01/2026 | A.& J.SCOTT LIMITED | 53.1 yrs | North East | - | Mar-2025, Turnover: £38.9m, Trade Debtors: £5.5m, Debts: £4.5m, Other debts: £419k |
| 16/01/2026 | HOLYHEAD TOWING COMPANY | 59.9 yrs | Wales | Water transport | Mar-2025, Turnover: £21.9m, Trade Debtors: £5.3m, Net Assets: £17.7m, Staff: 27 |
| 16/01/2026 | HTC INVESTMENTS LIMITED | 1.5 yrs | Yorkshire / | Water transport | Mar-2025, Turnover: £9.8m, Trade Debtors: £5.3m, Debts: £14.6m, Net Assets: £11.1m |
| 16/01/2026 | YNYS MON WINDFARM | 14.3 yrs | Wales | Water transport | Mar-2025, Net Assets: £-6.0m, Est PBT: £765k |
| 13/01/2026 | ARGO LEISURE LIMITED | 3.1 yrs | Midlands | Water transport | Dec-2024, Other debts: £2.5m, Net Assets: £325k, Est PBT: £406k |
| 16/01/2026 | HOLYHEAD TOWING GROUP | 63.6 yrs | Wales | Head offices & consultancy | Mar-2025, Trade Debtors: £10k, Net Assets: £6.4m, Staff: 4, Est PBT: £-865k |
| 09/01/2026 | WHY ODYSSEY LLP | 0.4 yrs | South East 0 Unknown | - | - |
| 16/01/2026 | KORU MANAGEMENT (UK) | 0.8 yrs | South East 0 Financial services LIMITED | - | - |