Asset Finance
January 2025
1st in cohort
Lombard
January 2025 debenture analysis for Lombard. Asset Finance cohort, ranked 1st.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 11 | 10 | 13 | 11 | -18% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lombard | 39.9 | £14.9m |
| Cohort average | 16.7 | £5.3m |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 3 |
| Water transport | 2 |
| Wholesale trade | 2 |
| Unknown | 1 |
| Wholesale & retail trade | 1 |
Top Regions
| Region | Count |
|---|---|
| South West | 4 |
| South East | 3 |
| Midlands | 2 |
| North West | 1 |
| East of England | 1 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 02/01/2025 | FIRST WEST OF ENGLAND LIMITED | 125 yrs | South West | Land transport & logistics | Mar-2025, Turnover: £136.4m, Debts: £3.4m, Net Assets: £52.3m, Staff: 1761, Est PBT: £16.5m |
| 02/01/2025 | FIRST ESSEX BUSES LIMITED | 39.1 yrs | South East | Land transport & logistics | Mar-2025, Turnover: £63.5m, Trade Debtors: £557k, Debts: £824k, Net Assets: £7.7m, Staff: 1008, Est PBT: £723k |
| 30/01/2025 | BLUE SKY INTERMODAL (UK) LTD. | 22.2 yrs | South East | Wholesale trade | Dec-2024, Turnover: £129.6m, Trade Debtors: £10.6m, Debts: £95.0m, Net Assets: £21.0m, Staff: 40, Est PBT: £3.1m |
| 21/01/2025 | TRU7 LIMITED | 86.6 yrs | East of England | Wholesale & retail trade | Mar-2025, Turnover: £58.0m, Trade Debtors: £5.9m, Debts: £73.3m, Net Assets: £14.8m, Staff: 133, Est PBT: £1.7m |
| 02/01/2025 | FIRST SOUTH WEST LIMITED | 42.2 yrs | South West | Land transport & logistics | Mar-2025, Turnover: £33.4m, Trade Debtors: £1.8m, Debts: £7.3m, Net Assets: £26.3m, Staff: 606, Est PBT: £-304k |
| 20/01/2025 | RIVIERA PRODUCE LIMITED | 27.2 yrs | South West | Wholesale trade | Sep-2024, Turnover: £51.9m, Trade Debtors: £7.4m, Debts: £2.9m, Net Assets: £3.9m, Staff: 6, Est PBT: £-32k |
| 29/01/2025 | PEARL YACHTS LTD | 12.7 yrs | Midlands | Transport equipment | Dec-2024, Turnover: £49.1m, Trade Debtors: £5.6m, Net Assets: £16.5m, Staff: 8, Est PBT: £2.7m |
| 30/01/2025 | CASTLE AIR LIMITED | 28.8 yrs | South West | Repair / installation | Nov-2024, Turnover: £34.2m, Trade Debtors: £7.6m, Debts: £16.4m, Net Assets: £12.9m, Staff: 111, Est PBT: £2.4m |
| 02/01/2025 | ARGO LEISURE LIMITED | 2.1 yrs | Midlands | Water transport | Dec-2024, Other debts: £2.5m, Net Assets: £325k, Est PBT: £406k |
| 20/01/2025 | C & S NIRVANA CHARTERING LLP | 1.3 yrs | South East | - | Mar-2025, Trade Debtors: £1k, Debts: £6.9m, Net Assets: £3.1m, Staff: 5, Est PBT: £3.9m |