Asset Finance
August 2025
3rd in cohort
Lombard
August 2025 debenture analysis for Lombard. Asset Finance cohort, ranked 3rd.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 13 | 18 | 12 | 8 | -50% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lombard | 22.9 | £21.6m |
| Cohort average | 13.5 | £6.9m |
Top Sectors
| Sector | Count |
|---|---|
| Unknown | 2 |
| Office & business support | 2 |
| Head offices & consultancy | 1 |
| Rental & leasing | 1 |
| Water transport | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 4 |
| North East | 1 |
| East of England | 1 |
| North West | 1 |
| Midlands | 1 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 06/08/2025 | AVIS EUROPE HOLDINGS | 39.4 yrs | South East | Head offices & consultancy | Dec-2024, Net Assets: £790.9m, Est PBT: £-4.7m |
| 06/08/2025 | AVIS FINANCE COMPANY | 38.3 yrs | South East | Office & business support | Dec-2024, Turnover: £57.1m, Other debts: £7.3m, Net Assets: £385.4m, Staff: 2 |
| 21/08/2025 | ARGO LEISURE LIMITED | 2.7 yrs | Midlands | Water transport | Dec-2024, Other debts: £2.5m, Net Assets: £325k, Est PBT: £406k |
| 22/08/2025 | SPITFIRE PRODUCTIONS | 17 yrs | East of England | Office & business support | Jan-2025, Trade Debtors: £163k, Debts: £123k, Net Assets: £154k, Staff: 3 |
| 22/08/2025 | N.T. SWEETING ROOFING | 23.4 yrs | North East | Specialist construction | Mar-2025, Trade Debtors: £427k, Net Assets: £1.2m, Staff: 23, Est PBT: £644k |
| 05/08/2025 | ORCA YACHT LLP | 0.1 yrs | South East 0 Unknown | - | - |
| 21/08/2025 | RIGID8 LLP | 0.4 yrs | South East 0 Unknown | - | - |
| 04/08/2025 | BLUE DAWN MARINE LIMITED | 1.3 yrs | North West 0 Rental & leasing | - | - |