High Street IF
November 2025
3rd in cohort
Lloyds Commercial Finance
November 2025 debenture analysis for Lloyds Commercial Finance. High Street IF cohort, ranked 3rd.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 43 | 40 | 36 | 18 | -100% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lloyds Commercial Finance | 13.9 | £908k |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 3 |
| Employment services | 3 |
| Office & business support | 3 |
| Building construction | 1 |
| Chemicals | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 4 |
| South East | 4 |
| Yorkshire / Humber | 3 |
| East of England | 3 |
| Scotland | 1 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/11/2025 | TMS (UK) LTD. | 24.8 yrs | Scotland | Architecture & engineering | Jan-2025, Trade Debtors: £1.2m, Debts: £172k, Net Assets: £3.0m, Staff: 81 |
| 24/11/2025 | MARIS LOGISTICS LTD | 7.7 yrs | Yorkshire / | Land transport & logistics | Mar-2025, Trade Debtors: £840k, Debts: £2.2m, Net Assets: £1.1m, Staff: 12 |
| 19/11/2025 | DISPLAY SIGNS LIMITED | 41.4 yrs | London | Manufacturing (other) | Sep-2024, Trade Debtors: £155k, Debts: £196k, Net Assets: £3k, Staff: 12 |
| 24/11/2025 | KNIGHTSTOR LIMITED | 20.4 yrs | South East | Office & business support | Mar-2025, Trade Debtors: £319k, Debts: £74k, Net Assets: £218k, Staff: 7, Est PBT: £-4k |
| 19/11/2025 | G & L ENVIRONMENTAL LTD | 14.3 yrs | South East | Waste management | Aug-2024, Trade Debtors: £35k, Debts: £119k, Net Assets: £443k, Staff: 2 |
| 24/11/2025 | INFRASTRUCT NORTH LTD | 2.1 yrs | North West | Civil engineering | Oct-2024, Trade Debtors: £165k, Net Assets: £55k, Est PBT: £68k |
| 28/11/2025 | CLIFFE HOUSE (ORGANICS) | 11.2 yrs | Yorkshire / | Chemicals | Sep-2024, Trade Debtors: £15k, Debts: £31k, Net Assets: £4k, Staff: 3, Est PBT: £-23k |
| 24/11/2025 | EVANS PROJECTS LTD | 2.9 yrs | South East | Office & business support | Mar-2025, Net Assets: £1k, Staff: 2 |
| 18/11/2025 | RM2 RECRUITMENT LTD | 2.1 yrs | East of England | Employment services | Oct-2025, Net Assets: £3k, Staff: 2, Est PBT: £3k |
| 14/11/2025 | INICIO TALENT LIMITED | 2.1 yrs | London | Employment services | Sep-2025, Net Assets: £0k, Staff: 2, Est PBT: £0k |