High Street IF
February 2026
1st in cohort
Lloyds Commercial Finance
February 2026 debenture analysis for Lloyds Commercial Finance. High Street IF cohort, ranked 1st.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 53 | 46 | 47 | 41 | -6 | -13% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lloyds Commercial Finance | 15.9 | £1.2m |
| Cohort average | 18.6 | £4.2m |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 6 |
| Land transport & logistics | 5 |
| Printing & media reproduction | 3 |
| Wholesale trade | 3 |
| Financial services | 3 |
Top Regions
| Region | Count |
|---|---|
| South East | 13 |
| North West | 6 |
| Midlands | 5 |
| South West | 4 |
| North East | 4 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/02/2026 | MAGNUM PACKAGING (N.E.) | 42.3 yrs | North East | Wholesale trade | Mar-2025, Turnover: £42.8m, Trade Debtors: £6.4m, Debts: £167k, Net Assets: £547k |
| 23/02/2026 | OCO LIMITED | 46.8 yrs | South East | Specialist construction | Jun-2024, Turnover: £21.7m, Trade Debtors: £1.2m, Debts: £42k, Other debts: £1.1m |
| 04/02/2026 | CONSUMMATE CARE LIMITED | 22.2 yrs | East of England | - | Dec-2024, Trade Debtors: £158k, Debts: £32k, Net Assets: £182k, Staff: 102 |
| 04/02/2026 | CY PARTNERS RECRUITMENT | 14.7 yrs | North East | Employment services | May-2024, Trade Debtors: £554k, Net Assets: £606k, Staff: 93, Est PBT: £-433k |
| 04/02/2026 | MGS TECHNICAL PLASTICS | 20.2 yrs | North West | Rubber & plastics | Mar-2025, Net Assets: £3.3m, Staff: 59, Est PBT: £335k |
| 11/02/2026 | WORLD GOURMET | 16.2 yrs | London | - | Dec-2024, Trade Debtors: £882k, Debts: £580k, Other debts: £191k, Net Assets: £1.8m |
| 26/02/2026 | REF-SOL LIMITED | 18.7 yrs | Midlands | Specialist construction | May-2025, Net Assets: £356k, Staff: 58, Est PBT: £16k |
| 26/02/2026 | CHRIS WRIGHT (BAILDON) | 49.4 yrs | Yorkshire / | Land transport & logistics | Dec-2024, Trade Debtors: £509k, Debts: £554k, Other debts: £259k |
| 04/02/2026 | EXECUTIVE UK GROUP LIMITED | 7.1 yrs | South East | - | Jan-2025, Trade Debtors: £447k, Debts: £331k, Net Assets: £355k, Staff: 52 |
| 04/02/2026 | ELEMENTAL CONCEPT | 2016 yrs | 9.3 South East | - | Dec-2024, Trade Debtors: £571k, Debts: £15k, Net Assets: £1.7m, Staff: 45 |