High Street Bank
September 2025
3rd in cohort
Lloyds Bank
September 2025 debenture analysis for Lloyds Bank. High Street Bank cohort, ranked 3rd.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 321 | 318 | 307 | 476 | +36% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lloyds Bank | 11.4 | £10.3m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 134 |
| Human health | 56 |
| Retail trade | 43 |
| Building construction | 32 |
| Financial services | 27 |
Top Regions
| Region | Count |
|---|---|
| South East | 93 |
| London | 89 |
| North West | 61 |
| Midlands | 46 |
| South West | 45 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/09/2025 | ROTHESAY LIFE PLC | 18.6 yrs | London | Insurance & pensions | Dec-2024, Turnover: £696.0m, Trade Debtors: £302.0m, Debts: £2616.0m |
| 15/09/2025 | CITYFIBRE HOLDINGS LIMITED | 14.7 yrs | London | Telecommunications | Dec-2024, Turnover: £8.7m, Trade Debtors: £15.9m, Debts: £4.3m |
| 19/09/2025 | QBE UK LIMITED | 41.9 yrs | London | Insurance & pensions | Dec-2024, Turnover: £1452.4m, Trade Debtors: £147.5m, Net Assets: £790.6m |
| 15/09/2025 | CITYFIBRE INFRASTRUCTURE | 11.8 yrs | London | Telecommunications | Dec-2024, Turnover: £133.9m, Trade Debtors: £46.7m, Debts: £3777.6m |
| 16/09/2025 | CITYFIBRE LIMITED | 10 yrs | London | Telecommunications | Dec-2024, Turnover: £77.0m, Trade Debtors: £67.9m, Debts: £42.1m |
| 15/09/2025 | CITYFIBRE HOLDCO LIMITED | 6.8 yrs | London | Telecommunications | Dec-2024, Net Assets: £2001.1m, Est PBT: £-26k |
| 11/09/2025 | L.C.P. MANAGEMENT LIMITED | 37.8 yrs | Midlands | Head offices & consultancy | Mar-2025, Turnover: £23.0m, Trade Debtors: £16.8m, Net Assets: £326.9m, Staff: 266 |
| 12/09/2025 | L.C.P. PROPERTY INVESTMENTS | 4.4 yrs | Midlands | - | Mar-2025, Turnover: £11.1m, Trade Debtors: £693k, Debts: £90.2m, Other debts: £209k |
| 09/09/2025 | VERDANT BIDCO LIMITED | 3.1 yrs | North West | - | Dec-2024, Debts: £170.4m, Other debts: £353k, Net Assets: £-16.7m, Staff: 5 |
| 24/09/2025 | BYRNE GROUP LIMITED | 52.6 yrs | London | Building construction | Jun-2025, Turnover: £190.2m, Trade Debtors: £21.0m, Net Assets: £38.5m, Staff: 318 |