High Street Bank
November 2025
1st in cohort
Lloyds Bank
November 2025 debenture analysis for Lloyds Bank. High Street Bank cohort, ranked 1st.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 363 | 313 | 418 | 727 | +43% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lloyds Bank | 11.4 | £10.3m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 346 |
| Human health | 63 |
| Financial services | 60 |
| Financial services | 60 |
| Specialist construction | 22 |
Top Regions
| Region | Count |
|---|---|
| South East | 206 |
| London | 100 |
| North West | 99 |
| North West | 99 |
| Midlands | 61 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/11/2025 | VPI POWER LIMITED | 27.2 yrs | Yorkshire / | Utilities | Dec-2024, Turnover: £1028.0m, Trade Debtors: £27.6m, Debts: £63.9m |
| 26/11/2025 | VPI GENERATION LIMITED | 8.9 yrs | London | Financial services | Dec-2024, Trade Debtors: £23k, Debts: £149.9m, Net Assets: £532.1m |
| 19/11/2025 | UI CENTRAL HOLDINGS | 21.6 yrs | North West | Specialist construction | Mar-2025, Turnover: £398.3m, Trade Debtors: £95.4m, Debts: £24k |
| 19/11/2025 | ECOTRICITY LIMITED | 30.6 yrs | South West | Utilities | Apr-2025, Turnover: £551.9m, Trade Debtors: £50.8m, Net Assets: £53.5m, Staff: 407 |
| 19/11/2025 | UNITED INFRASTRUCTURE | 2.5 yrs | North West | - | Mar-2025, Debts: £217.6m, Other debts: £7.7m, Net Assets: £131.8m, Staff: 4 |
| 03/11/2025 | DALE CM NO.5 LIMITED | 2.2 yrs | London | Financial support services | Dec-2024, Turnover: £142.8m, Trade Debtors: £68.7m, Net Assets: £8.4m |
| 21/11/2025 | BULKHAUL LIMITED | 44 yrs | North East | Land transport & logistics | Jun-2024, Turnover: £190.0m, Trade Debtors: £35.7m, Debts: £139.4m |
| 05/11/2025 | STATERA ENERGY LIMITED | 10 yrs | London | Utilities | Mar-2025, Turnover: £613k, Trade Debtors: £106k, Debts: £9k, Net Assets: £211.2m |
| 17/11/2025 | DOVECOTE PARK LIMITED | 29.7 yrs | Yorkshire / | - | Sep-2024, Turnover: £281.6m, Trade Debtors: £9.9m, Debts: £4.5m, Net Assets: £26.1m |
| 19/11/2025 | UI INTERMEDIATE II LIMITED | 2.5 yrs | North West | Financial services | Mar-2025, Net Assets: £165.1m |