High Street Bank
July 2025
4th in cohort
Lloyds Bank
July 2025 debenture analysis for Lloyds Bank. High Street Bank cohort, ranked 4th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 406 | 385 | 484 | 409 | -18% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lloyds Bank | 11.4 | £10.3m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 77 |
| Retail trade | 45 |
| Human health | 37 |
| Financial services | 36 |
| Building construction | 30 |
Top Regions
| Region | Count |
|---|---|
| South East | 87 |
| London | 72 |
| South West | 55 |
| Midlands | 48 |
| North West | 35 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 31/07/2025 | FOSTER + PARTNERS LIMITED | 43.1 yrs | London | Architecture & engineering | Apr-2025, Turnover: £571.2m, Trade Debtors: £134.5m, Debts: £109.3m |
| 31/07/2025 | WHISTLER FINCO LIMITED | 1.7 yrs | London | Financial services | Dec-2024, Debts: £192.0m, Net Assets: £-2.4m, Staff: 2, Est PBT: £-1.5m |
| 08/07/2025 | DAY LEWIS PLC | 50.3 yrs | South East | Retail trade | Mar-2025, Turnover: £506.8m, Trade Debtors: £43.5m, Debts: £98.6m |
| 22/07/2025 | SANDERSON SOLUTIONS | 43.4 yrs | South West | - | Jun-2025, Turnover: £464.1m, Trade Debtors: £56.0m, Other debts: £6.0m |
| 11/07/2025 | MONCH MIDCO LIMITED | 4.1 yrs | South East | Financial services | Dec-2024, Net Assets: £251.4m, Staff: 3 |
| 11/07/2025 | MONCH BIDCO LIMITED | 4.1 yrs | South East | Financial services | Dec-2024, Turnover: £100.2m, Trade Debtors: £8.8m, Debts: £104.2m |
| 04/07/2025 | CINVEN LIMITED | 37.6 yrs | London | - | Dec-2024, Turnover: £326.2m, Trade Debtors: £9.8m, Net Assets: £104.6m, Staff: 187 |
| 02/07/2025 | INTERNATIONAL MOTORS | 48.9 yrs | Midlands | Head offices & consultancy | Dec-2024, Turnover: £20.2m, Trade Debtors: £117k, Other debts: £14k |
| 28/07/2025 | BRUNTWOOD ESTATES | 18.6 yrs | North West | Real estate | Sep-2024, Net Assets: £123.6m, Staff: 6, Est PBT: £-10.3m |
| 02/07/2025 | ISUZU (UK) LIMITED | 38.7 yrs | Midlands | Wholesale & retail trade | Dec-2024, Turnover: £215.6m, Trade Debtors: £5.0m, Other debts: £18k |