High Street Bank
January 2026
4th in cohort
Lloyds Bank
January 2026 debenture analysis for Lloyds Bank. High Street Bank cohort, ranked 4th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 283 | 324 | 378 | 351 | -27 | -7% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lloyds Bank | 8.8 | £3.3m |
| Cohort average | 11.3 | £8.9m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 98 |
| Financial services | 32 |
| Retail trade | 28 |
| Human health | 27 |
| Wholesale trade | 19 |
Top Regions
| Region | Count |
|---|---|
| South East | 80 |
| London | 48 |
| South West | 39 |
| Midlands | 37 |
| North West | 33 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 30/01/2026 | GRAIN LNG LIMITED | 23.6 yrs | South East | Utilities | Mar-2025, Turnover: £278.8m, Trade Debtors: £189k, Debts: £123.2m |
| 31/01/2026 | PEEL HUNT PARTNERSHIP | 15.7 yrs | London | Financial support services | Mar-2025, Turnover: £90.0m, Trade Debtors: £1.5m, Debts: £31.2m |
| 05/01/2026 | WELCOME BREAK LIMITED | 42.5 yrs | South East | Retail trade | Dec-2024, Turnover: £484.1m, Other debts: £7.0m, Net Assets: £129.3m, Staff: 2707 |
| 05/01/2026 | UNITED INFRASTRUCTURE | 2.6 yrs | North West | - | Mar-2025, Debts: £217.6m, Other debts: £7.7m, Net Assets: £131.8m, Staff: 4 |
| 05/01/2026 | JAMES DONALDSON GROUP | 106.5 yrs | Scotland | Wood products | Sep-2024, Turnover: £301.7m, Trade Debtors: £45.6m, Debts: £61.0m |
| 05/01/2026 | WELCOME BREAK SERVICES | 25.2 yrs | South East | Retail trade | Dec-2024, Turnover: £198.9m, Trade Debtors: £1.5m, Debts: £60.0m |
| 23/01/2026 | MARAEN HOLDINGS LIMITED | 2 yrs | Scotland | Office & business support | Jul-2025, Net Assets: £151.6m, Staff: 9, Est PBT: £0k |
| 16/01/2026 | PLATINUM RETAIL LIMITED | 14.3 yrs | South East | Retail trade | Apr-2025, Turnover: £182.1m, Trade Debtors: £4.1m, Debts: £64.4m |
| 30/01/2026 | THAMESPORT INTERCHANGE | 18.3 yrs | South East | Building construction | Mar-2025, Turnover: £11.2m, Trade Debtors: £247k, Net Assets: £129.1m |
| 13/01/2026 | PERFORMANCE54 GROUP | 5 yrs | London | - | Apr-2025, Turnover: £153.2m, Trade Debtors: £31.6m, Debts: £36k, Net Assets: £11.2m |