High Street Bank
January 2025
2nd in cohort
Lloyds Bank
January 2025 debenture analysis for Lloyds Bank. High Street Bank cohort, ranked 2nd.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 404 | 283 | 324 | 378 | +14% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lloyds Bank | 14.7 | £8.1m |
| Cohort average | 12.8 | £19.9m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 87 |
| Human health | 52 |
| Financial services | 31 |
| Retail trade | 26 |
| Building construction | 24 |
Top Regions
| Region | Count |
|---|---|
| South East | 90 |
| London | 55 |
| South West | 51 |
| Midlands | 40 |
| North West | 32 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 10/01/2025 | COUNTRYSIDE PROPERTIES (UK) LIMITED | 66.2 yrs | South East | Building construction | Dec-2024, Turnover: £1979.7m, Trade Debtors: £314.7m, Debts: £59.3m, Net Assets: £283.9m, Est PBT: £26.2m |
| 28/01/2025 | HILL RESIDENTIAL LIMITED | 23.5 yrs | South East | Real estate | Mar-2025, Turnover: £493.1m, Trade Debtors: £14.1m, Net Assets: £337.8m, Staff: 178, Est PBT: £75.8m |
| 17/01/2025 | HG POOLED MANAGEMENT LIMITED | 38.3 yrs | London | Financial services | Mar-2025, Turnover: £337.4m, Trade Debtors: £5.4m, Net Assets: £590.7m, Staff: 9, Est PBT: £97.5m |
| 16/01/2025 | MONTAGU PRIVATE EQUITY LLP | 18.6 yrs | London | - | Mar-2025, Turnover: £86.1m, Other debts: £422.6m, Net Assets: £57.0m, Staff: 153, Est PBT: £40.3m |
| 28/01/2025 | LXI PROPERTY HOLDINGS | 1 yrs | LIMITED 7.9 London | Financial services | Mar-2025, Turnover: £14.3m, Trade Debtors: £486k, Debts: £92.2m, Net Assets: £243.4m, Est PBT: £8.0m |
| 10/01/2025 | BULKHAUL LIMITED | 43.1 yrs | North East | Land transport & logistics | Jun-2024, Turnover: £190.0m, Trade Debtors: £35.7m, Debts: £139.4m, Net Assets: £268.6m, Staff: 533, Est PBT: £37.4m |
| 22/01/2025 | AVENTUM GROUP LIMITED | 5.6 yrs | London | Financial services | Jun-2024, Turnover: £39.6m, Trade Debtors: £54.4m, Net Assets: £96.7m, Staff: 434, Est PBT: £12.8m |
| 29/01/2025 | BRIDGEPOINT ADVISERS LIMITED | 28.6 yrs | London | Financial services | Dec-2024, Turnover: £185.1m, Net Assets: £103.6m, Staff: 130, Est PBT: £32.4m |
| 08/01/2025 | L.C.P. PROPERTY INVESTMENTS LIMITED | 3.7 yrs | Midlands | Real estate | Mar-2025, Turnover: £11.1m, Trade Debtors: £693k, Debts: £90.2m, Other debts: £209k, Net Assets: £-1.7m, Staff: 13, Est PBT: £6.1m |