High Street Bank
February 2026
1st in cohort
Lloyds Bank
February 2026 debenture analysis for Lloyds Bank. High Street Bank cohort, ranked 1st.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 345 | 323 | 387 | 672 | +285 | +74% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lloyds Bank | 8.8 | £3.3m |
| Cohort average | 11.3 | £8.9m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 322 |
| Financial services | 48 |
| Retail trade | 47 |
| Retail trade | 47 |
| Building construction | 30 |
Top Regions
| Region | Count |
|---|---|
| South East | 144 |
| London | 112 |
| North West | 70 |
| North West | 70 |
| South West | 59 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/02/2026 | AVARA FOODS LIMITED | 8.4 yrs | East of England | Food manufacturing | May-2025, Turnover: £1315.5m, Trade Debtors: £89.7m, Net Assets: £208.1m |
| 02/02/2026 | WILSON JAMES CAPITAL | 7.8 yrs | South East | Head offices & consultancy | Jul-2025, Turnover: £355.1m, Trade Debtors: £64.9m, Net Assets: £56.4m, Staff: 6173 |
| 02/02/2026 | WILSON JAMES LIMITED | 37.6 yrs | South East | Specialist construction | Jul-2025, Turnover: £355.1m, Trade Debtors: £64.9m, Net Assets: £53.9m, Staff: 6173 |
| 09/02/2026 | KCOM HOLDCO | 3 yrs | LIMITED 6.7 Yorkshire / | - | Mar-2024, Debts: £392.2m, Net Assets: £9.0m |
| 20/02/2026 | VINERS ENERGY LIMITED | 10.7 yrs | London | Head offices & consultancy | Jun-2025, Turnover: £99.1m, Trade Debtors: £5.3m, Debts: £367.6m |
| 18/02/2026 | HAND PICKED HOTELS LIMITED | 26.8 yrs | South East | Accommodation | Dec-2024, Turnover: £58.9m, Trade Debtors: £2.0m, Debts: £27k |
| 25/02/2026 | MILLWOOD INVESTMENTS | 20.5 yrs | Yorkshire / | Head offices & consultancy | Jan-2025, Turnover: £21.5m, Trade Debtors: £2.8m, Debts: £415k, Net Assets: £1.5m |
| 02/02/2026 | JAMES BURDEN LIMITED | 33.8 yrs | London | Wholesale trade | Jan-2025, Turnover: £156.3m, Trade Debtors: £15.0m, Debts: £302k |
| 16/02/2026 | AQUAVISTA WATERSIDES | 4.2 yrs | East Midlands | Financial services | Mar-2025, Turnover: £23.2m, Trade Debtors: £949k, Debts: £73.2m |
| 16/02/2026 | AQUAVISTA WATERSIDES LTD | 22.3 yrs | East Midlands | - | Mar-2025, Turnover: £23.2m, Trade Debtors: £947k, Net Assets: £23.7m, Staff: 183 |