High Street Bank
February 2025
4th in cohort
Lloyds Bank
February 2025 debenture analysis for Lloyds Bank. High Street Bank cohort, ranked 4th.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 496 | 345 | 323 | 387 | +17% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lloyds Bank | 14.3 | £6.6m |
| Cohort average | 12.8 | £19.8m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 87 |
| Retail trade | 53 |
| Human health | 29 |
| Financial services | 29 |
| Building construction | 25 |
Top Regions
| Region | Count |
|---|---|
| South East | 71 |
| London | 56 |
| South West | 55 |
| North West | 45 |
| Midlands | 41 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/02/2025 | SUFFOLK LIFE ANNUITIES LIMITED | 53.8 yrs | East of England | Insurance & pensions | Dec-2024, Turnover: £329.3m, Trade Debtors: £11.9m, Debts: £18.9m, Other debts: £13.2m, Net Assets: £729k, Staff: 6, Est PBT: £383k |
| 20/02/2025 | JCT600 LIMITED | 78.7 yrs | Yorkshire / Humber | Wholesale & retail trade | Dec-2024, Turnover: £1334.9m, Trade Debtors: £17.1m, Debts: £79.1m, Other debts: £11.7m, Net Assets: £300.3m, Staff: 2177, Est PBT: £20.2m |
| 04/02/2025 | MONTAGU PRIVATE EQUITY LLP | 18.7 yrs | London | - | Mar-2025, Turnover: £86.1m, Other debts: £422.6m, Net Assets: £57.0m, Staff: 153, Est PBT: £40.3m |
| 11/02/2025 | DAY LEWIS PLC | 49.9 yrs | South East | Retail trade | Mar-2025, Turnover: £506.8m, Trade Debtors: £43.5m, Debts: £98.6m, Net Assets: £138.4m, Staff: 2556, Est PBT: £-4.1m |
| 25/02/2025 | OCU UTILITY SERVICES LIMITED | 30.9 yrs | North West | Specialist construction | Apr-2025, Turnover: £360.6m, Trade Debtors: £31.4m, Other debts: £6.2m, Net Assets: £54.2m, Staff: 631, Est PBT: £-2.9m |
| 10/02/2025 | CINVEN LIMITED | 37.2 yrs | London | Financial services | Dec-2024, Turnover: £326.2m, Trade Debtors: £9.8m, Net Assets: £104.6m, Staff: 187, Est PBT: £22.3m |
| 24/02/2025 | OCU SERVICES LIMITED | 27.5 yrs | South East | Specialist construction | Apr-2025, Turnover: £233.0m, Trade Debtors: £21.4m, Other debts: £23.0m, Net Assets: £90.7m, Staff: 339, Est PBT: £27.8m |
| 28/02/2025 | GRANGE MOTORS (BRENTWOOD) LIMITED | 66.2 yrs | South East | Wholesale & retail trade | Aug-2024, Turnover: £308.1m, Trade Debtors: £3.1m, Net Assets: £44.2m, Staff: 220, Est PBT: £3.9m |
| 05/02/2025 | BRIDGEPOINT ADVISERS LIMITED | 28.6 yrs | London | Financial services | Dec-2024, Turnover: £185.1m, Net Assets: £103.6m, Staff: 130, Est PBT: £32.4m |
| 05/02/2025 | ANWYL CONSTRUCTION COMPANY LIMITED | 77.7 yrs | Wales | Building construction | Sep-2024, Turnover: £191.3m, Trade Debtors: £2.6m, Debts: £60.8m, Net Assets: £109.8m, Staff: 248, Est PBT: £10.2m |