High Street Bank
April 2025
4th in cohort
Lloyds Bank
April 2025 debenture analysis for Lloyds Bank. High Street Bank cohort, ranked 4th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 412 | 326 | 369 | 519 | +29% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Lloyds Bank | 11.4 | £10.3m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 92 |
| Human health | 72 |
| Financial services | 52 |
| Building construction | 44 |
| Retail trade | 43 |
Top Regions
| Region | Count |
|---|---|
| South East | 125 |
| North West | 61 |
| London | 56 |
| Midlands | 52 |
| South West | 51 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 02/04/2025 | ROTHESAY LIFE PLC | 18.1 yrs | London | Insurance & pensions | Dec-2024, Turnover: £696.0m, Trade Debtors: £302.0m, Debts: £2616.0m |
| 29/04/2025 | BARRATT REDROW HOLDINGS | 1.2 yrs | East Midlands | Unknown | Jun-2025, Net Assets: £0k, Staff: 2, Est PBT: £0k |
| 29/04/2025 | BDW TRADING LIMITED | 30.2 yrs | East Midlands | Building construction | Jun-2024, Turnover: £4121.9m, Trade Debtors: £67.2m, Net Assets: £3641.0m |
| 29/04/2025 | REDROW HOMES LIMITED | 39.2 yrs | Wales | Building construction | Jun-2024, Turnover: £1636.0m, Trade Debtors: £10.9m, Net Assets: £1025.1m |
| 04/04/2025 | ON THE BEACH GROUP PLC | 9.6 yrs | North West | Travel & tourism | Sep-2025, Turnover: £121.4m, Trade Debtors: £161.1m, Debts: £2.2m |
| 04/04/2025 | ON THE BEACH LIMITED | 29.1 yrs | North West | IT programming / consulting | Sep-2024, Turnover: £98.2m, Trade Debtors: £151.1m, Debts: £2.8m |
| 30/04/2025 | SPEEDY HIRE PLC | 57.2 yrs | North West | Rental & leasing | Mar-2025, Turnover: £416.6m, Trade Debtors: £95.0m, Debts: £218.8m |
| 30/04/2025 | SPEEDY ASSET SERVICES | 16.1 yrs | North West | Rental & leasing | Mar-2025, Turnover: £410.3m, Trade Debtors: £93.6m, Debts: £105.1m |
| 08/04/2025 | MACINTYRE HUDSON LLP | 20.1 yrs | South East | Unknown | Mar-2025, Turnover: £203.2m, Trade Debtors: £45.5m, Debts: £20.7m, Other debts: Unknown |
| 04/04/2025 | ON THE BEACH BEDS LIMITED | 17.8 yrs | North West | Travel & tourism | Sep-2024, Turnover: £21.4m, Other debts: £4.2m, Net Assets: £49.5m, Staff: 40 |