Property Specialist
November 2025
12th in cohort
Landbay
November 2025 debenture analysis for Landbay. Property Specialist cohort, ranked 12th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 236 | 179 | 146 | 165 | +12% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Landbay | 5.5 | £391k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 165 |
Top Regions
| Region | Count |
|---|---|
| South East | 48 |
| London | 35 |
| North West | 21 |
| Midlands | 12 |
| Yorkshire / Humber | 12 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 17/11/2025 | JDM HOMES LIMITED | 14.7 yrs | South West | Real estate | Mar-2025, Trade Debtors: £201k, Debts: £67k, Other debts: £38.4m |
| 13/11/2025 | DSG PROPERTY MANAGEMENT | 13.2 yrs | South East | Real estate | Sep-2025, Trade Debtors: £9k, Debts: £17.4m, Net Assets: £11.0m, Staff: 1 |
| 14/11/2025 | NBA CAPITAL LTD | 8.6 yrs | Midlands | Real estate | Apr-2025, Net Assets: £844k, Staff: 3, Est PBT: £2.3m |
| 01/11/2025 | FARINTO & FARINTO | 3.7 yrs | South East | Real estate | Mar-2025, Debts: £5.9m, Net Assets: £8.1m, Staff: 2, Est PBT: £11k |
| 20/11/2025 | SUGAR TREE LIMITED | 3 yrs | North East | Real estate | Dec-2024, Trade Debtors: £10k, Debts: £7.2m, Net Assets: £-665k, Staff: 1 |
| 04/11/2025 | SGS1 LTD | 10 yrs | London | Real estate | Sep-2024, Debts: £5.4m, Net Assets: £5.2m, Staff: 2, Est PBT: £141k |
| 06/11/2025 | IRONBRIDGE HOUSE ONE | 3.4 yrs | South West | Real estate | Mar-2025, Debts: £11.8m, Net Assets: £263k, Est PBT: £329k |
| 13/11/2025 | HOYLAKE HOMES LIMITED | 7.3 yrs | East of England | Real estate | Mar-2025, Debts: £10.0m, Net Assets: £-215k, Staff: 2, Est PBT: £-96k |
| 14/11/2025 | PROPERTY LORD ESTATES LTD | 8.5 yrs | South East | Real estate | May-2024, Net Assets: £2.8m, Staff: 2, Est PBT: £15k |
| 14/11/2025 | HIGHER UP INVESTMENTS LTD | 9.4 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £6.7m, Net Assets: £931k, Staff: 8, Est PBT: £-665k |