Property Specialist
January 2026
10th in cohort
Landbay
January 2026 debenture analysis for Landbay. Property Specialist cohort, ranked 10th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 144 | 133 | 114 | 170 | +56 | +49% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Landbay | 6.1 | £296k |
| Cohort average | 4.5 | £378k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 168 |
| Building construction | 1 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 48 |
| London | 30 |
| North West | 20 |
| Midlands | 18 |
| Yorkshire / Humber | 15 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/01/2026 | STUDENT SHACK LIMITED | 21.9 yrs | North West | Real estate | Mar-2025, Debts: £12k, Other debts: £30.0m, Net Assets: £6.2m, Staff: 1, Est PBT: £152k |
| 22/01/2026 | ARLINGTON HOLDINGS | 8.8 yrs | London | Real estate | Mar-2025, Debts: £10.5m, Net Assets: £1.4m, Staff: 1, Est PBT: £-508k |
| 16/01/2026 | SUGAR TREE LIMITED | 3.1 yrs | North East | Real estate | Dec-2024, Trade Debtors: £10k, Debts: £7.2m, Net Assets: £-665k, Staff: 1 |
| 20/01/2026 | NATIONAL PROPERTY | 8.9 yrs | London | Real estate | Mar-2024, Debts: £5.5m, Net Assets: £3.3m, Staff: 2, Est PBT: £-212k |
| 02/01/2026 | MAGDALEN NORWICH LTD | 7.4 yrs | East of England | Real estate | Jul-2024, Net Assets: £-501k, Est PBT: £-251k |
| 16/01/2026 | RICHER INVESTMENTS (UK) | 7.8 yrs | Midlands | Real estate | Mar-2025, Net Assets: £1.2m, Est PBT: £1.9m |
| 15/01/2026 | TELFORD DESIGN AND | 37.2 yrs | Midlands | Real estate | Nov-2024, Net Assets: £1.5m, Staff: 7, Est PBT: £-44k |
| 07/01/2026 | WELL+H LIMITED | 7.8 yrs | Yorkshire / | Real estate | Mar-2025, Net Assets: £592k, Staff: 3, Est PBT: £-99k |
| 28/01/2026 | FANMED CONTRACTORS LTD | 12.5 yrs | South East | Real estate | Nov-2024, Debts: £4.0m, Net Assets: £12k, Staff: 1, Est PBT: £14k |
| 13/01/2026 | CHIMNEY INVESTMENTS LTD | 5.8 yrs | South East | Real estate | Mar-2025, Net Assets: £34k, Est PBT: £77k |