Property Specialist
December 2025
12th in cohort
Landbay
December 2025 debenture analysis for Landbay. Property Specialist cohort, ranked 12th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 223 | 216 | 130 | 222 | +41% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Landbay | 5.5 | £391k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 219 |
| Accommodation | 2 |
| Building construction | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 56 |
| London | 51 |
| North West | 23 |
| Midlands | 22 |
| Yorkshire / Humber | 20 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 03/12/2025 | POSH PADS PROPERTY | 7.8 yrs | South East | Real estate | Mar-2025, Debts: £32.4m, Other debts: £517k, Net Assets: £16.3m, Staff: 13 |
| 19/12/2025 | THE ROBIN ROARS LTD | 6.7 yrs | London | Real estate | Mar-2025, Trade Debtors: £1k, Debts: £11.6m, Other debts: £116k, Net Assets: £4.3m |
| 22/12/2025 | ARLINGTON HOLDINGS | 8.7 yrs | London | Real estate | Mar-2025, Debts: £10.5m, Net Assets: £1.4m, Staff: 1, Est PBT: £-508k |
| 02/12/2025 | NBA CAPITAL LTD | 8.6 yrs | Midlands | Real estate | Apr-2025, Net Assets: £844k, Staff: 3, Est PBT: £2.3m |
| 19/12/2025 | PROTECTED SHIELD LTD | 10 yrs | South East | Real estate | Jan-2025, Debts: £5.2m, Net Assets: £6.2m, Staff: 1, Est PBT: £430k |
| 09/12/2025 | HOYLAKE HOMES LIMITED | 7.4 yrs | East of England | Real estate | Mar-2025, Debts: £10.0m, Net Assets: £-215k, Staff: 2, Est PBT: £-96k |
| 18/12/2025 | RESTORATION PROPERTY | 1 yrs | 5.5 South East | - | Mar-2025, Net Assets: £1.6m |
| 04/12/2025 | RNC INVESTMENT GROUP | 8.5 yrs | London | Real estate | Mar-2025, Net Assets: £4.0m, Est PBT: £65k |
| 02/12/2025 | CENTRAL AND NATIONAL LTD | 6.8 yrs | London | Real estate | Jan-2025, Debts: £7.3m, Net Assets: £1.4m, Est PBT: £1.0m |
| 08/12/2025 | NEXT BIG THING ESTATES LTD | 15.5 yrs | North West | Real estate | Dec-2024, Trade Debtors: £36k, Debts: £2.3m, Other debts: £2.5m, Net Assets: £5.2m |