Property Specialist
November 2025
3rd in cohort
Kensington Mortgage Company
November 2025 debenture analysis for Kensington Mortgage Company. Property Specialist cohort, ranked 3rd.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 157 | 64 | 252 | 501 | +50% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Kensington Mortgage Company | 3.9 | £131k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 492 |
| Building construction | 8 |
| Specialist construction | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 133 |
| London | 79 |
| Midlands | 58 |
| North West | 57 |
| Yorkshire / Humber | 32 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 20/11/2025 | AQUAMARINE HOMES LIMITED | 3.8 yrs | South East | Real estate | Mar-2025, Debts: £16.8m, Net Assets: £14.4m, Staff: 5, Est PBT: £39k |
| 04/11/2025 | CRYSTALIGHT LIMITED | 29 yrs | Midlands | Real estate | Aug-2024, Net Assets: £4.4m, Staff: 5, Est PBT: £1.1m |
| 21/11/2025 | BARNES PROPERTY & | 7.4 yrs | East of England | Real estate | Jun-2024, Net Assets: £-76k, Est PBT: £-205k |
| 17/11/2025 | NO.1 PROPERTY LTD | 7.8 yrs | East of England | Real estate | Feb-2025, Debts: £12.5m, Net Assets: £462k, Staff: 5, Est PBT: £141k |
| 26/11/2025 | LAZENBURY LTD | 25.5 yrs | South East | Real estate | Jun-2024, Debts: £5.5m, Net Assets: £5.6m, Staff: 2, Est PBT: £2.1m |
| 04/11/2025 | TOYNBEE PROPERTY CAPITAL | 8.6 yrs | East of England | Real estate | Mar-2025, Trade Debtors: £6k, Debts: £5.7m, Net Assets: £1.0m, Staff: 1, Est PBT: £-97k |
| 11/11/2025 | BUTTERFLY PROPERTY | 12 yrs | London | Real estate | Nov-2024, Net Assets: £-54k, Staff: 2, Est PBT: £2k |
| 28/11/2025 | PURAN INVESTMENT LTD | 10.9 yrs | East of England | Real estate | Mar-2025, Debts: £5.0m, Net Assets: £2.9m, Staff: 2, Est PBT: £-97k |
| 06/11/2025 | J&A PROPERTY SERVICES | 9.7 yrs | East Midlands | Real estate | Jun-2025, Trade Debtors: £6k, Debts: £5.3m, Net Assets: £1.5m, Est PBT: £159k |
| 20/11/2025 | BE PRESENT LIMITED | 8.5 yrs | East of England | Real estate | May-2024, Debts: £4.4m, Net Assets: £-282k, Staff: 2, Est PBT: £-100k |