Property Specialist
December 2025
3rd in cohort
Kensington Mortgage Company
December 2025 debenture analysis for Kensington Mortgage Company. Property Specialist cohort, ranked 3rd.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 113 | 88 | 240 | 569 | +58% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Kensington Mortgage Company | 3.9 | £131k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 556 |
| Building construction | 10 |
| Head offices & consultancy | 1 |
| Food & beverage services | 1 |
| Specialist construction | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 166 |
| London | 101 |
| Midlands | 58 |
| North West | 54 |
| East of England | 41 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/12/2025 | GRADE8 LIMITED | 8.5 yrs | London | Real estate | Mar-2025, Trade Debtors: £12k, Debts: £19.1m, Net Assets: £16.9m, Staff: 2 |
| 18/12/2025 | AQUAMARINE HOMES LIMITED | 3.9 yrs | South East | Real estate | Mar-2025, Debts: £16.8m, Net Assets: £14.4m, Staff: 5, Est PBT: £39k |
| 21/12/2025 | ZAYRAY DEVELOPMENTS LTD | 12.5 yrs | East Midlands | Real estate | Dec-2024, Trade Debtors: £42k, Debts: £10.8m, Net Assets: £14.5m, Staff: 1 |
| 12/12/2025 | LAZENBURY LTD | 25.5 yrs | South East | Real estate | Jun-2024, Debts: £5.5m, Net Assets: £5.6m, Staff: 2, Est PBT: £2.1m |
| 23/12/2025 | BUTTERFLY PROPERTY | 12.1 yrs | London | Real estate | Nov-2024, Net Assets: £-54k, Staff: 2, Est PBT: £2k |
| 05/12/2025 | ORJ INVESTMENTS LTD | 4.6 yrs | South East | Real estate | May-2025, Debts: £6.0m, Net Assets: £-14k, Est PBT: £150k |
| 12/12/2025 | REVOLUTION LETTINGS | 8.1 yrs | South East | Real estate | Mar-2025, Debts: £4.3m, Net Assets: £2.1m, Staff: 2, Est PBT: £-26k |
| 16/12/2025 | QUBE PROPERTY LIMITED | 9.9 yrs | Yorkshire / | Real estate | May-2024, Debts: £3.2m, Net Assets: £1.0m, Est PBT: £93k |
| 16/12/2025 | PB (NW) LIMITED | 10.1 yrs | North West | Real estate | Mar-2025, Debts: £1.8m, Net Assets: £1.3m, Staff: 2, Est PBT: £824k |
| 22/12/2025 | EUROSHIRE LTD | 28.3 yrs | London | Real estate | Dec-2024, Trade Debtors: £12k, Debts: £1.4m, Net Assets: £1.9m, Est PBT: £-33k |