Property Specialist
August 2025
4th in cohort
Kensington Mortgage Company
August 2025 debenture analysis for Kensington Mortgage Company. Property Specialist cohort, ranked 4th.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 168 | 128 | 203 | 391 | +48% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Kensington Mortgage Company | 3.9 | £131k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 385 |
| Building construction | 6 |
Top Regions
| Region | Count |
|---|---|
| South East | 108 |
| London | 76 |
| Midlands | 41 |
| North West | 37 |
| Yorkshire / Humber | 32 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 20/08/2025 | FIRST HABITATION LIMITED | 13.4 yrs | South East | Real estate | Apr-2025, Trade Debtors: £16k, Debts: £8.2m, Net Assets: £4.0m, Staff: 6 |
| 15/08/2025 | BETA PROPERTY INVESTMENTS | 7.8 yrs | South East | Real estate | Oct-2024, Trade Debtors: £8k, Debts: £5.4m, Net Assets: £710k, Est PBT: £163k |
| 05/08/2025 | BUTTERFLY PROPERTY | 11.8 yrs | London | Real estate | Nov-2024, Net Assets: £-54k, Staff: 2, Est PBT: £2k |
| 29/08/2025 | ALLIANCE PROPERTY | 9.9 yrs | South East | Real estate | Sep-2024, Debts: £3.3m, Net Assets: £426k, Est PBT: £100k |
| 26/08/2025 | HMS HEM LIMITED | 7.9 yrs | North West | Real estate | Mar-2025, Other debts: £3.9m, Net Assets: £431k, Staff: 2, Est PBT: £601k |
| 26/08/2025 | HPS PROPERTIES LTD | 13 yrs | South East | Real estate | Sep-2024, Net Assets: £2.4m, Staff: 1, Est PBT: £101k |
| 01/08/2025 | VALESHORE INVESTMENTS | 10.4 yrs | South East | Real estate | Feb-2025, Debts: £493k, Net Assets: £2.9m, Staff: 1, Est PBT: £44k |
| 04/08/2025 | WILD DAISIES LIMITED | 6.7 yrs | South East | Real estate | Aug-2025, Debts: £1.2m, Net Assets: £1.3m, Staff: 2, Est PBT: £-627k |
| 29/08/2025 | PROPERTY SPURS LIMITED | 13 yrs | London | Real estate | Sep-2024, Debts: £2.7m, Net Assets: £411k, Staff: 2, Est PBT: £-22k |
| 19/08/2025 | PLANPLEX LIMITED | 9.4 yrs | Scotland | Real estate | Mar-2025, Net Assets: £-49k, Est PBT: £-36k |