Property Specialist
January 2026
17th in cohort
Interbay
January 2026 debenture analysis for Interbay. Property Specialist cohort, ranked 17th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 87 | 19 | 51 | 73 | +22 | +43% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Interbay | 5.8 | £333k |
| Cohort average | 4.5 | £378k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 59 |
| Building construction | 3 |
| Specialist construction | 2 |
| Financial services | 2 |
| Non-metallic minerals | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 20 |
| South East | 17 |
| North West | 9 |
| South West | 8 |
| Midlands | 6 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 26/01/2026 | RIDDING ROAD DURHAM SPV | 5.3 yrs | North West | Specialist construction | Dec-2024, Turnover: £7k, Debts: £4.6m, Net Assets: £581k, Staff: 2, Est PBT: £624k |
| 06/01/2026 | LITECAST LIMITED | 27.4 yrs | Midlands | Non-metallic minerals | Aug-2024, Turnover: £10.2m, Trade Debtors: £1.5m, Debts: £9.2m, Net Assets: £3.7m |
| 19/01/2026 | GJM PROPERTY LIMITED | 24.1 yrs | London | Real estate | Mar-2025, Trade Debtors: £32k, Debts: £4.2m, Net Assets: £6.2m, Staff: 2 |
| 12/01/2026 | PME INVESTMENTS LTD | 12.3 yrs | North West | Real estate | Oct-2024, Net Assets: £70k, Staff: 2, Est PBT: £24k |
| 19/01/2026 | PHR PROPERTIES (CHESHIRE) | 5.4 yrs | North West | Real estate | May-2025, Other debts: £1.4m, Net Assets: £1.4m, Staff: 1, Est PBT: £1.4m |
| 05/01/2026 | CHOPRA HOLDING LTD | 2 yrs | London | Real estate | Jan-2026, Trade Debtors: £99k, Net Assets: £581k, Staff: 3, Est PBT: £77k |
| 20/01/2026 | SOLA REAL ESTATE LIMITED | 3.7 yrs | Yorkshire / | Real estate | May-2025, Net Assets: £-86k, Est PBT: £-67k |
| 22/01/2026 | GINZA PROPERTIES LIMITED | 8.4 yrs | South East | Real estate | Nov-2024, Debts: £1.3m, Net Assets: £329k, Est PBT: £248k |
| 18/01/2026 | BH DEALS LTD | 9.9 yrs | London | Real estate | Mar-2025, Debts: £826k, Net Assets: £297k, Staff: 2, Est PBT: £83k |
| 23/01/2026 | SAI FUTURE INVESTMENTS | 3.9 yrs | East Midlands | Real estate | Mar-2025, Net Assets: £73k, Staff: 2, Est PBT: £25k |