Property Specialist
December 2025
14th in cohort
Interbay
December 2025 debenture analysis for Interbay. Property Specialist cohort, ranked 14th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 93 | 30 | 83 | 122 | +32% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Interbay | 6.9 | £398k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 98 |
| Building construction | 8 |
| Financial services | 5 |
| Head offices & consultancy | 1 |
| Residential care | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 39 |
| South East | 32 |
| Midlands | 14 |
| North West | 9 |
| East of England | 8 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 18/12/2025 | INTERNATIONAL ASSETS & | 25.3 yrs | London | Real estate | Aug-2024, Trade Debtors: £779k, Debts: £1.0m, Net Assets: £9.4m, Staff: 1 |
| 23/12/2025 | LITECAST LIMITED | 27.3 yrs | Midlands | Non-metallic minerals | Aug-2024, Turnover: £10.2m, Trade Debtors: £1.5m, Debts: £9.2m, Net Assets: £3.7m |
| 22/12/2025 | PJG DEVELOPMENTS LIMITED | 33.2 yrs | London | Real estate | Oct-2024, Net Assets: £6.6m, Staff: 1, Est PBT: £2k |
| 22/12/2025 | RIVERLOW INVESTMENTS LTD | 2.9 yrs | London | Real estate | Feb-2025, Trade Debtors: £69k, Debts: £5.6m, Net Assets: £204k, Est PBT: £262k |
| 15/12/2025 | SOTA ENTERPRISES LIMITED | 8.6 yrs | London | Real estate | Dec-2024, Trade Debtors: £96k, Debts: £53k, Net Assets: £1.5m, Staff: 4, Est PBT: £20k |
| 24/12/2025 | PME INVESTMENTS LTD | 12.2 yrs | North West | Real estate | Oct-2024, Net Assets: £70k, Staff: 2, Est PBT: £24k |
| 18/12/2025 | GRAYLAW ESTATES LTD | 2.8 yrs | London | Real estate | Mar-2025, Trade Debtors: £178k, Debts: £2.2m, Net Assets: £53k, Staff: 7 |
| 15/12/2025 | NBA CAPITAL | 3 yrs | LTD 1.2 Midlands | Real estate | Oct-2025, Net Assets: £499k, Est PBT: £596k |
| 01/12/2025 | SP PERRYMAN LTD | 1.8 yrs | London | Real estate | Feb-2025, Debts: £3.2m, Net Assets: £-113k, Est PBT: £-136k |
| 17/12/2025 | PRIDEMARK INVESTMENTS | 14.2 yrs | London | Real estate | Sep-2024, Trade Debtors: £9k, Net Assets: £211k, Est PBT: £-1k |