High Street Bank
October 2025
3rd in cohort
HSBC
October 2025 debenture analysis for HSBC. High Street Bank cohort, ranked 3rd.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 374 | 426 | 590 | 573 | -3% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC | 12.4 | £14.3m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 90 |
| Financial services | 59 |
| Retail trade | 55 |
| Wholesale trade | 43 |
| Office & business support | 29 |
Top Regions
| Region | Count |
|---|---|
| South East | 112 |
| London | 110 |
| Midlands | 88 |
| North West | 61 |
| East of England | 41 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 23/10/2025 | COVENTRY BUILDING SOCIETY | 17.4 yrs | Midlands | Unknown | Dec-2024, Turnover: £171.7m, Other debts: £4280.9m, Net Assets: £42.6m |
| 29/10/2025 | GREENE KING RETAILING | 21 yrs | East of England | - | Dec-2024, Turnover: £1026.6m, Trade Debtors: £4.5m, Debts: £1007.9m |
| 01/10/2025 | TRONOX INVESTMENT | 6.6 yrs | Yorkshire / | Financial services | Dec-2024, Other debts: £1217.3m, Net Assets: £199.3m, Est PBT: £-1851.4m |
| 15/10/2025 | PEOPLECERT WISDOM LIMITED | 4.4 yrs | London | Office & business support | Dec-2024, Other debts: £247.3m, Net Assets: £157.8m, Est PBT: £25.1m |
| 08/10/2025 | BIO PRODUCTS LABORATORY | 15.2 yrs | South East | Office & business support | Dec-2024, Turnover: £446.4m, Trade Debtors: £12.7m, Other debts: £12.6m |
| 13/10/2025 | ADM (GROUP) LIMITED | 10.8 yrs | London | Head offices & consultancy | Dec-2024, Turnover: £306.2m, Trade Debtors: £71.5m, Debts: £7.1m |
| 16/10/2025 | DREAMS LIMITED | 12.6 yrs | South East | - | Dec-2024, Turnover: £412.5m, Trade Debtors: £622k, Debts: £4.5m, Net Assets: £16.3m |
| 11/10/2025 | EVO SEC FUNDING | 22 yrs | LTD 3.5 London | Financial services | Mar-2025, Turnover: £25.5m, Other debts: £276.0m, Net Assets: £2k, Est PBT: £1k |
| 15/10/2025 | PEOPLECERT WISDOM ISSUER | 4.3 yrs | London | Office & business support | Dec-2024, Other debts: £253.0m, Net Assets: £-9.6m, Est PBT: £77k |
| 27/10/2025 | EUROPOINT HOLDINGS | 26.6 yrs | London | Head offices & consultancy | Dec-2024, Turnover: £24.4m, Trade Debtors: £458k, Debts: £67.3m |