High Street Bank
July 2025
1st in cohort
HSBC
July 2025 debenture analysis for HSBC. High Street Bank cohort, ranked 1st.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 625 | 421 | 504 | 674 | +25% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC | 12.4 | £14.3m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 76 |
| Real estate | 68 |
| Retail trade | 54 |
| Wholesale trade | 45 |
| Office & business support | 37 |
Top Regions
| Region | Count |
|---|---|
| South East | 148 |
| London | 146 |
| Midlands | 84 |
| Yorkshire / Humber | 68 |
| North West | 58 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/07/2025 | LONDON AND REGIONAL | 7.1 yrs | London | Accommodation | Dec-2024, Turnover: £158.0m, Trade Debtors: £8.0m, Debts: £835.0m |
| 16/07/2025 | NEWDAY FUNDING LOAN | 10.5 yrs | London | Unknown | Dec-2024, Turnover: £172.3m, Other debts: £101.4m, Net Assets: £0k |
| 16/07/2025 | NEWDAY FUNDING MASTER | 5.2 yrs | London | Financial services | Dec-2024, Turnover: £172.5m, Debts: £1.0m, Other debts: £2086.0m |
| 22/07/2025 | CARS ALLIANCE UK | 2015 yrs | 10.2 London | - | Dec-2024, Turnover: £98.0m, Debts: £1236.0m, Net Assets: £19k |
| 17/07/2025 | EAST ANGLIA THREE LIMITED | 13 yrs | Scotland | - | Dec-2024, Debts: £27.0m, Other debts: £1737.6m, Net Assets: £-39.1m |
| 22/07/2025 | PRINCES GROUP PLC | 36.6 yrs | North West | - | Dec-2024, Turnover: £1083.1m, Trade Debtors: £89.3m, Debts: £44.4m |
| 17/07/2025 | JAS FORWARDING (UK) | 41.1 yrs | London | Logistics & warehousing | Dec-2024, Turnover: £609.4m, Trade Debtors: £126.4m, Other debts: £1.7m |
| 01/07/2025 | GRAVITY TOPCO LIMITED | 4.3 yrs | Midlands | - | Dec-2024, Turnover: £252.2m, Trade Debtors: £51.4m, Debts: £324.8m |
| 08/07/2025 | NEWCASTLE UNITED | 125.5 yrs | North East | - | Jun-2024, Turnover: £317.1m, Trade Debtors: £21.7m, Other debts: £49.7m |
| 23/07/2025 | LONDON & REGIONAL (HC | 19.3 yrs | London | Office & business support | Dec-2024, Turnover: £21.8m, Net Assets: £274.2m |