High Street Bank
January 2026
3rd in cohort
HSBC
January 2026 debenture analysis for HSBC. High Street Bank cohort, ranked 3rd.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 355 | 586 | 350 | 382 | +32 | +9% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC | 12.1 | £14.4m |
| Cohort average | 11.3 | £8.9m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 59 |
| Retail trade | 43 |
| Financial services | 40 |
| Office & business support | 24 |
| Wholesale trade | 18 |
Top Regions
| Region | Count |
|---|---|
| London | 102 |
| South East | 69 |
| Midlands | 36 |
| North West | 33 |
| Scotland | 32 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 22/01/2026 | TORM PLC | 10.3 yrs | London | Water transport | Dec-2025, Turnover: £986.9m, Trade Debtors: £158.2m, Debts: £526.3m |
| 30/01/2026 | EAGLE | 4 yrs | LIMITED 20.3 London | Head offices & consultancy | Mar-2025, Debts: £354.2m, Net Assets: £96.2m, Staff: 6, Est PBT: £5.7m |
| 22/01/2026 | TORM VESSELCO UK LIMITED | 1.6 yrs | London | Water transport | Dec-2024, Turnover: £17.3m, Net Assets: £475.0m, Est PBT: £19.2m |
| 05/01/2026 | PEOPLECERT WISDOM LIMITED | 4.6 yrs | London | Office & business support | Dec-2024, Other debts: £247.3m, Net Assets: £157.8m, Est PBT: £25.1m |
| 28/01/2026 | BARRETT STEEL LIMITED | 33.3 yrs | South West | Wholesale trade | Sep-2025, Turnover: £421.8m, Trade Debtors: £77.7m, Debts: £26.4m |
| 29/01/2026 | ADM (GROUP) LIMITED | 11.1 yrs | London | Head offices & consultancy | Dec-2024, Turnover: £306.2m, Trade Debtors: £71.5m, Debts: £7.1m |
| 22/01/2026 | MOTOMORE LIMITED | 6.7 yrs | London | Financial services | Jun-2025, Turnover: £35.5m, Other debts: £410.5m, Net Assets: £10.7m, Est PBT: £2.3m |
| 08/01/2026 | FULL HOUSE RESTAURANTS | 11.9 yrs | South East | - | Dec-2024, Turnover: £72.7m, Debts: £2.5m, Other debts: £193k, Net Assets: £19.4m |
| 22/01/2026 | CANTERBURY FUNDING | 2 yrs | London | Office & business support | Dec-2024, Turnover: £1.4m, Other debts: £223.1m, Net Assets: £1k, Est PBT: £1k |
| 19/01/2026 | SHEET ANCHOR EVOLVE | 10.7 yrs | Midlands | Real estate | Dec-2024, Turnover: £16.8m, Trade Debtors: £2.1m, Debts: £70.1m |