High Street Bank
December 2025
2nd in cohort
HSBC
December 2025 debenture analysis for HSBC. High Street Bank cohort, ranked 2nd.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 357 | 582 | 473 | 707 | +33% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC | 12.4 | £14.3m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 99 |
| Real estate | 68 |
| Retail trade | 55 |
| Food & beverage services | 49 |
| Wholesale trade | 37 |
Top Regions
| Region | Count |
|---|---|
| London | 218 |
| South East | 128 |
| North West | 78 |
| Midlands | 69 |
| South West | 42 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 11/12/2025 | LOGICALIS INTERNATIONAL | 20.7 yrs | South East | - | Feb-2025, Turnover: £875.3m, Trade Debtors: £302.2m, Debts: £143.7m |
| 04/12/2025 | CLINIGEN HOLDINGS LIMITED | 8.8 yrs | Midlands | Unknown | Jun-2024, Turnover: £967k, Net Assets: £835.8m, Est PBT: £15.2m |
| 31/12/2025 | TROIA (UK) RESTAURANTS | 12.7 yrs | London | Food & beverage services | Jan-2025, Turnover: £327.1m, Trade Debtors: £3.7m, Debts: £11.8m |
| 23/12/2025 | PEOPLECERT WISDOM LIMITED | 4.6 yrs | London | Office & business support | Dec-2024, Other debts: £247.3m, Net Assets: £157.8m, Est PBT: £25.1m |
| 04/12/2025 | CLINIGEN HEALTHCARE | 18.5 yrs | Midlands | Wholesale trade | Jun-2024, Turnover: £144.9m, Trade Debtors: £36.0m, Debts: £1.3m |
| 29/12/2025 | HIGHFIELD ASSET BACKED | 7.7 yrs | London | - | Jun-2025, Turnover: £38.9m, Other debts: £409.9m, Net Assets: £-2.2m |
| 24/12/2025 | FOOTASYLUM LIMITED | 20.4 yrs | North West | Retail trade | Jan-2025, Turnover: £349.5m, Trade Debtors: £3.9m, Debts: £75.4m |
| 02/12/2025 | MOTOMORE LIMITED | 6.6 yrs | London | Financial services | Jun-2025, Turnover: £35.5m, Other debts: £410.5m, Net Assets: £10.7m, Est PBT: £2.3m |
| 22/12/2025 | R & R C BOND (HOLDINGS) | 6.4 yrs | Yorkshire / | Financial services | Dec-2024, Turnover: £416.7m, Trade Debtors: £68.0m, Debts: £57.4m |
| 12/12/2025 | CHIME GROUP LIMITED | 10.2 yrs | London | Head offices & consultancy | Dec-2024, Turnover: £307.0m, Trade Debtors: £46.8m, Debts: £155.2m |