High Street Bank
April 2025
3rd in cohort
HSBC
April 2025 debenture analysis for HSBC. High Street Bank cohort, ranked 3rd.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 544 | 435 | 578 | 528 | -9% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC | 12.4 | £14.3m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 59 |
| Real estate | 54 |
| Retail trade | 36 |
| Wholesale trade | 35 |
| Head offices & consultancy | 23 |
Top Regions
| Region | Count |
|---|---|
| South East | 117 |
| London | 106 |
| North West | 56 |
| Midlands | 51 |
| Yorkshire / Humber | 46 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 16/04/2025 | NEWDAY FUNDING LOAN | 10.3 yrs | London | Unknown | Dec-2024, Turnover: £172.3m, Other debts: £101.4m, Net Assets: £0k |
| 16/04/2025 | NEWDAY FUNDING MASTER | 4.9 yrs | London | Financial services | Dec-2024, Turnover: £172.5m, Debts: £1.0m, Other debts: £2086.0m |
| 17/04/2025 | WFL (UK) LIMITED | 67.4 yrs | South West | Wholesale trade | Dec-2024, Turnover: £1376.5m, Trade Debtors: £105.4m, Debts: £9.8m |
| 08/04/2025 | MCLAREN AUTOMOTIVE | 7.9 yrs | South East | Personal services | Dec-2024, Turnover: £815.5m, Trade Debtors: £43.9m, Debts: £19.7m |
| 09/04/2025 | MCLAREN AUTOMOTIVE | 39.4 yrs | South East | Personal services | Dec-2024, Turnover: £694.0m, Trade Debtors: £17.8m, Debts: £7k |
| 08/04/2025 | MCLAREN FINANCE PLC | 7.8 yrs | South East | Personal services | Dec-2024, Other debts: £491.0m, Net Assets: £-706k, Est PBT: £-165k |
| 07/04/2025 | COLUMBUS TOPCO LIMITED | 12.6 yrs | South East | Education | Dec-2024, Turnover: £42.1m, Trade Debtors: £215k, Debts: £10.3m |
| 07/04/2025 | EXPLORE LEARNING LIMITED | 24.4 yrs | South East | - | Dec-2024, Turnover: £42.1m, Trade Debtors: £211k, Net Assets: £5.5m, Staff: 3278 |
| 29/04/2025 | MAPLECO3 LTD | 5.6 yrs | North West | Office & business support | Dec-2024, Turnover: £57.1m, Trade Debtors: £10.5m, Other debts: £439.6m |
| 10/04/2025 | AVANT HOMES (ENGLAND) | 53.1 yrs | Midlands | Building construction | Jun-2024, Turnover: £389.5m, Trade Debtors: £9.7m, Debts: £2.7m |