High Street IF
November 2025
1st in cohort
HSBC Invoice Finance
November 2025 debenture analysis for HSBC Invoice Finance. High Street IF cohort, ranked 1st.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 20 | 31 | 17 | 41 | +59% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC Invoice Finance | 23.8 | £10.3m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Wholesale trade | 8 |
| Chemicals | 6 |
| Office & business support | 4 |
| Land transport & logistics | 3 |
| Real estate | 3 |
Top Regions
| Region | Count |
|---|---|
| North West | 17 |
| South East | 10 |
| London | 3 |
| Yorkshire / Humber | 3 |
| Midlands | 3 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 26/11/2025 | TETROSYL GROUP LIMITED | 21.3 yrs | North West | Head offices & consultancy | Mar-2025, Turnover: £232.6m, Trade Debtors: £55.6m, Debts: £38.5m |
| 05/11/2025 | EUROPA ROAD LIMITED | 50 yrs | South East | Land transport & logistics | Dec-2024, Turnover: £177.4m, Trade Debtors: £31.9m, Debts: £12.7m |
| 26/11/2025 | TETROSYL LIMITED | 71.2 yrs | North West | Chemicals | Mar-2025, Turnover: £90.7m, Trade Debtors: £21.1m, Debts: £695k |
| 11/11/2025 | CAERUS ASSETS LIMITED | 7.5 yrs | South East | Financial services | Jun-2024, Turnover: £159.8m, Trade Debtors: £18.9m, Debts: £2.8m |
| 11/11/2025 | CAE TECHNOLOGY SERVICES | 33.8 yrs | South East | IT programming / consulting | Jun-2024, Turnover: £156.3m, Trade Debtors: £18.2m, Debts: £2.6m |
| 07/11/2025 | ADM-INDICIA MARKETING | 26.6 yrs | London | Printing & media reproduction | Mar-2023, Turnover: £114.2m, Trade Debtors: £25.5m, Net Assets: £-16.3m, Staff: 291 |
| 18/11/2025 | EDWARDS & WARD LIMITED | 26.8 yrs | South East | Food & beverage services | Aug-2024, Turnover: £20.1m, Trade Debtors: £2.1m, Net Assets: £2.2m, Staff: 791 |
| 05/11/2025 | EUROPA WAREHOUSE LIMITED | 8 yrs | South East | Logistics & warehousing | Dec-2024, Turnover: £28.5m, Trade Debtors: £5.5m, Debts: £4.0m, Net Assets: £350k |
| 24/11/2025 | PARALLEL UK LIMITED | 16.2 yrs | East of England | Wholesale trade | Nov-2024, Turnover: £74.6m, Trade Debtors: £14.7m, Net Assets: £3.8m |
| 26/11/2025 | JAMES BRIGGS LIMITED | 12.7 yrs | North West | - | Mar-2025, Turnover: £72.5m, Trade Debtors: £6.5m, Net Assets: £11.8m, Staff: 271 |