High Street IF
May 2025
3rd in cohort
HSBC Invoice Finance
May 2025 debenture analysis for HSBC Invoice Finance. High Street IF cohort, ranked 3rd.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 34 | 25 | 22 | 27 | +19% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC Invoice Finance | 23.8 | £10.3m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 4 |
| Food manufacturing | 4 |
| Wholesale trade | 4 |
| Fabricated metal products | 2 |
Top Regions
| Region | Count |
|---|---|
| East of England | 7 |
| Yorkshire / Humber | 5 |
| Midlands | 4 |
| South East | 3 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 02/05/2025 | K.T.C. (EDIBLES) HOLDCO | 3 yrs | East of England | Financial services | Dec-2024, Turnover: £547.3m, Trade Debtors: £68.6m, Debts: £9.5m |
| 13/05/2025 | BAMFORD BUS COMPANY | 5.7 yrs | Northern Ireland | Automotive manufacturing | Dec-2024, Turnover: £455.1m, Trade Debtors: £26.1m, Debts: £45.0m |
| 01/05/2025 | K.T.C. (EDIBLES) LIMITED | 45.8 yrs | Midlands | Food manufacturing | Dec-2024, Turnover: £454.9m, Trade Debtors: £51.9m, Debts: £9.8m |
| 06/05/2025 | ELAND CABLES LIMITED | 49.6 yrs | London | Wholesale trade | Dec-2024, Trade Debtors: £55.0m, Debts: £8.1m, Other debts: £60.7m |
| 02/05/2025 | QUAY TOPCO LIMITED | 3 yrs | East of England | Financial services | Dec-2024, Net Assets: £135.4m, Est PBT: £105.0m |
| 30/05/2025 | DENMAUR INDEPENDENT | 42.2 yrs | South East | Wholesale trade | Apr-2025, Turnover: £107.4m, Trade Debtors: £24.9m, Debts: £25.4m |
| 06/05/2025 | SHORTERM LIMITED | 52.8 yrs | London | Employment services | Dec-2024, Turnover: £145.2m, Trade Debtors: £8.2m, Debts: £388k |
| 02/05/2025 | K.T.C. (EDIBLES) BIDCO LIMITED | 2.9 yrs | Midlands | Financial services | Dec-2024, Net Assets: £10.0m, Est PBT: £-279k |
| 22/05/2025 | JAMES DURRANS & | 104.4 yrs | Yorkshire / | - | Dec-2024, Turnover: £43.7m, Trade Debtors: £5.5m, Debts: £280k, Net Assets: £28.4m |
| 06/05/2025 | JAMES GALT & CO. LIMITED | 111 yrs | North West | - | Dec-2024, Turnover: £16.8m, Trade Debtors: £6.0m, Debts: £4.0m, Net Assets: £6.2m |