High Street IF
March 2025
3rd in cohort
HSBC Invoice Finance
March 2025 debenture analysis for HSBC Invoice Finance. High Street IF cohort, ranked 3rd.
March 2025 Debenture Activity
Year-over-year comparison of debenture registrations for March 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 31 | 24 | 22 | 21 | -5% |
Borrower Profile
Average borrower characteristics compared to cohort for March 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC Invoice Finance | 23.8 | £10.3m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Water supply | 4 |
| Wholesale trade | 4 |
| Office & business support | 2 |
| Food manufacturing | 2 |
| Employment services | 2 |
Top Regions
| Region | Count |
|---|---|
| North West | 4 |
| Scotland | 4 |
| South East | 4 |
| Wales | 2 |
| London | 2 |
Notable New Debentures
Significant new debenture registrations in March 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/03/2025 | CASTLE WATER LIMITED | 10.9 yrs | Scotland | Water supply | Mar-2025, Turnover: £443.2m, Trade Debtors: £99.4m, Debts: £25.2m |
| 31/03/2025 | GARDNER AEROSPACE | 22.1 yrs | Midlands | Transport equipment | Dec-2024, Other debts: £19.9m, Net Assets: £-39.2m, Staff: 103, Est PBT: £5.7m |
| 10/03/2025 | MY FABULOSA LTD | 5.9 yrs | North West | Chemicals | Aug-2025, Turnover: £44.3m, Trade Debtors: £6.4m, Debts: £2.6m |
| 11/03/2025 | EPICUREAN DAIRY (UK) | 13.9 yrs | London | - | Jun-2025, Turnover: £31.0m, Trade Debtors: £360k, Net Assets: £-711k, Staff: 31 |
| 03/03/2025 | HACKLE SECURITY SERVICES | 14 yrs | South East | Security services | Dec-2024, Trade Debtors: £900k, Net Assets: £590k, Staff: 151, Est PBT: £85k |
| 27/03/2025 | LINEAR BUILDING | 10.5 yrs | South East | Manufacturing (other) | Dec-2024, Turnover: £20.1m, Trade Debtors: £2.8m, Debts: £165k, Net Assets: £6.2m |
| 28/03/2025 | CASTLE WATER (SOUTH EAST) | 30 yrs | North West | Water supply | Mar-2025, Net Assets: £10.6m |
| 28/03/2025 | CASTLE WATER (SOUTHERN) | 9.2 yrs | Scotland | Water supply | Mar-2025, Net Assets: £10.4m |
| 27/03/2025 | TASTY BAKE LIMITED | 42.6 yrs | Midlands | Food manufacturing | Sep-2024, Turnover: £11.6m, Trade Debtors: £856k, Debts: £147k, Net Assets: £3.3m |
| 28/03/2025 | CASTLE WATER (SCOTLAND) | 9.6 yrs | Scotland | - | Sep-2024, Trade Debtors: £1.5m, Debts: £601k, Net Assets: £1.0m, Staff: 12 |