High Street IF
June 2025
2nd in cohort
HSBC Invoice Finance
June 2025 debenture analysis for HSBC Invoice Finance. High Street IF cohort, ranked 2nd.
June 2025 Debenture Activity
Year-over-year comparison of debenture registrations for June 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 28 | 18 | 34 | 40 | +15% |
Borrower Profile
Average borrower characteristics compared to cohort for June 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC Invoice Finance | 23.8 | £10.3m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Wholesale trade | 9 |
| Chemicals | 5 |
| Financial services | 3 |
| Office & business support | 3 |
| Land transport & logistics | 2 |
Top Regions
| Region | Count |
|---|---|
| North West | 11 |
| South East | 8 |
| Midlands | 6 |
| London | 5 |
| Yorkshire / Humber | 4 |
Notable New Debentures
Significant new debenture registrations in June 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 25/06/2025 | PCT HEALTHCARE LIMITED | 41.6 yrs | North West | Retail trade | Nov-2024, Turnover: £178.6m, Trade Debtors: £13.7m, Debts: £3.4m |
| 11/06/2025 | 2M GROUP LIMITED | 13.4 yrs | London | Personal services | Apr-2025, Turnover: £168.4m, Trade Debtors: £30.6m, Debts: £33.8m |
| 23/06/2025 | OQEMA LIMITED | 49.7 yrs | South East | - | Dec-2024, Turnover: £105.7m, Trade Debtors: £15.4m, Net Assets: £15.1m, Staff: 99 |
| 11/06/2025 | SAMUEL BANNER & CO. | 33.9 yrs | North West | Chemicals | Apr-2025, Turnover: £49.2m, Trade Debtors: £7.8m, Debts: £9.8m, Net Assets: £16.9m |
| 11/06/2025 | SURFACHEM LIMITED | 44 yrs | Yorkshire / | Wholesale trade | Apr-2025, Turnover: £54.6m, Trade Debtors: £9.9m, Debts: £15.7m |
| 12/06/2025 | P & A J CATTEE (WHOLESALE) | 61.1 yrs | Midlands | Wholesale trade | Nov-2024, Turnover: £61.5m, Trade Debtors: £2.5m, Debts: £46k, Net Assets: £26.9m |
| 11/06/2025 | 2M HOLDINGS LIMITED | 22.8 yrs | London | Office & business support | Apr-2025, Debts: £2.8m, Net Assets: £8.3m, Staff: 19, Est PBT: £21.1m |
| 13/06/2025 | CCL LOGISTICS LTD | 25.8 yrs | Scotland | Logistics & warehousing | Dec-2024, Turnover: £41.6m, Trade Debtors: £5.4m, Other debts: £244k |
| 11/06/2025 | SURFACHEM HOLDINGS | 18 yrs | London | Office & business support | Apr-2025, Net Assets: £734k, Est PBT: £-3k |
| 30/06/2025 | JOHN MITCHELL | 51.8 yrs | Scotland | Land transport & logistics | Mar-2024, Turnover: £21.1m, Trade Debtors: £3.5m, Debts: £7.4m, Net Assets: £9.7m |