High Street IF
July 2025
1st in cohort
HSBC Invoice Finance
July 2025 debenture analysis for HSBC Invoice Finance. High Street IF cohort, ranked 1st.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 40 | 29 | 24 | 43 | +44% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC Invoice Finance | 23.8 | £10.3m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 11 |
| Wholesale trade | 8 |
| Office & business support | 3 |
| Retail trade | 3 |
| Head offices & consultancy | 3 |
Top Regions
| Region | Count |
|---|---|
| London | 18 |
| South East | 10 |
| Yorkshire / Humber | 5 |
| North West | 3 |
| Wales | 2 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/07/2025 | IG DESIGN GROUP PLC | 46.6 yrs | South East | Head offices & consultancy | Mar-2025, Turnover: £538.6m, Trade Debtors: £56.5m, Debts: £92.8m |
| 07/07/2025 | BOXXE GROUP LIMITED | 7.4 yrs | Yorkshire / | Financial services | Dec-2024, Turnover: £482.1m, Trade Debtors: £25.0m, Debts: £156k |
| 07/07/2025 | BOXXE LIMITED | 38.3 yrs | Yorkshire / | IT programming / consulting | Dec-2024, Turnover: £432.6m, Trade Debtors: £25.0m, Debts: £156k |
| 02/07/2025 | NEWCROSS HEALTHCARE | 29.2 yrs | London | - | Mar-2025, Turnover: £38.1m, Trade Debtors: £5.6m, Net Assets: £10.8m, Staff: 1883 |
| 28/07/2025 | DUNE TOPCO LIMITED | 3.4 yrs | London | Head offices & consultancy | Feb-2025, Turnover: £137.6m, Trade Debtors: £10.2m, Debts: £17.3m |
| 28/07/2025 | DUNE GROUP LIMITED | 38.2 yrs | London | Retail trade | Feb-2025, Turnover: £97.1m, Trade Debtors: £2.9m, Debts: £17.4m, Net Assets: £837k |
| 22/07/2025 | HCRG STAFFING LIMITED | 19.3 yrs | London | Employment services | Mar-2025, Turnover: £73.8m, Trade Debtors: £6.8m, Net Assets: £3.0m, Staff: 66 |
| 24/07/2025 | BARTHOLOMEWS AGRI FOOD | 81.1 yrs | South East | Agriculture | Dec-2024, Turnover: £106.5m, Trade Debtors: £19.4m, Debts: £12.0m |
| 10/07/2025 | LUNCHTIME COMPANY LTD | 27.7 yrs | East of England | Food & beverage services | Jul-2025, Turnover: £17.2m, Trade Debtors: £2.1m, Net Assets: £685k, Staff: 612 |
| 15/07/2025 | IG DESIGN GROUP UK LIMITED | 37.1 yrs | Wales | - | Mar-2025, Turnover: £93.2m, Trade Debtors: £7.4m, Net Assets: £-1.7m, Staff: 342 |