High Street IF
January 2026
2nd in cohort
HSBC Invoice Finance
January 2026 debenture analysis for HSBC Invoice Finance. High Street IF cohort, ranked 2nd.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 15 | 19 | 21 | 29 | +8 | +38% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC Invoice Finance | 19.9 | £9.6m |
| Cohort average | 18.6 | £4.2m |
Top Sectors
| Sector | Count |
|---|---|
| Wholesale trade | 5 |
| Waste management | 3 |
| Rental & leasing | 3 |
| Residential care | 2 |
| Repair / installation | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 8 |
| North West | 5 |
| Midlands | 5 |
| London | 3 |
| Wales | 2 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 26/01/2026 | PRIORITY PASS LIMITED | 33.6 yrs | London | - | Apr-2025, Turnover: £713.2m, Trade Debtors: £43.1m, Net Assets: £68.2m, Staff: 16 |
| 27/01/2026 | BARRETT STEEL LIMITED | 33.3 yrs | South West | Wholesale trade | Sep-2025, Turnover: £421.8m, Trade Debtors: £77.7m, Debts: £26.4m |
| 09/01/2026 | P. FLANNERY PLANT HIRE | 53.6 yrs | London | Specialist construction | Mar-2025, Turnover: £250.0m, Trade Debtors: £42.4m, Debts: £152.7m |
| 13/01/2026 | BIONICAL HEALTH LIMITED | 2.1 yrs | Midlands | IT programming / consulting | Dec-2024, Turnover: £9.7m, Trade Debtors: £4.2m, Other debts: £3.4m |
| 19/01/2026 | SMITHS (GLOUCESTER) LIMITED | 25.6 yrs | South West | Waste management | Sep-2024, Turnover: £79.6m, Trade Debtors: £12.7m, Debts: £27.3m |
| 29/01/2026 | BUCKHURST GROUP | 7.2 yrs | North West | - | Jun-2025, Turnover: £27.5m, Trade Debtors: £5.7m, Debts: £23.0m, Net Assets: £10.5m |
| 29/01/2026 | BUCKHURST PLANT HIRE | 28.8 yrs | North West | Rental & leasing | Jun-2025, Turnover: £23.9m, Trade Debtors: £5.1m, Debts: £19.4m, Net Assets: £19.5m |
| 20/01/2026 | WILLSHEES WASTE & | 14 yrs | Midlands | - | Mar-2025, Turnover: £37.6m, Trade Debtors: £5.5m, Debts: £22.2m, Net Assets: £12.1m |
| 12/01/2026 | SMARTROOF LIMITED | 13.6 yrs | Midlands | Wood products | Dec-2024, Turnover: £25.9m, Trade Debtors: £3.9m, Debts: £338k, Net Assets: £3.4m |
| 26/01/2026 | EASTERN CONCRETE LIMITED | 24 yrs | East of England | Non-metallic minerals | Sep-2024, Turnover: £11.1m, Trade Debtors: £3.3m, Debts: £2.8m, Net Assets: £2.6m |