High Street IF
January 2025
3rd in cohort
HSBC Invoice Finance
January 2025 debenture analysis for HSBC Invoice Finance. High Street IF cohort, ranked 3rd.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 31 | 15 | 19 | 21 | +10% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC Invoice Finance | 16.9 | £1.9m |
| Cohort average | 16.1 | £1.1m |
Top Sectors
| Sector | Count |
|---|---|
| Wholesale trade | 3 |
| Fabricated metal products | 3 |
| Electrical equipment | 2 |
| Head offices & consultancy | 2 |
| Beverage manufacturing | 1 |
Top Regions
| Region | Count |
|---|---|
| East of England | 4 |
| London | 4 |
| South East | 3 |
| Wales | 2 |
| Midlands | 2 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 13/01/2025 | FENMARC PRODUCE LIMITED | 34.6 yrs | East of England | Food manufacturing | Jun-2024, Turnover: £58.2m, Trade Debtors: £8.0m, Debts: £6.3m, Other debts: £5.5m, Net Assets: £7.2m, Staff: 315, Est PBT: £216k |
| 31/01/2025 | HERMEQ UK LIMITED | 8.8 yrs | Midlands | Wholesale trade | Apr-2025, Turnover: £42.7m, Trade Debtors: £8.1m, Other debts: £1.1m, Net Assets: £4.9m, Staff: 125, Est PBT: £107k |
| 17/01/2025 | NORBEV LIMITED | 24.6 yrs | Northern Ireland | Beverage manufacturing | Dec-2024, Turnover: £44.3m, Trade Debtors: £5.2m, Debts: £16k, Other debts: £987k, Net Assets: £9.5m, Staff: 94, Est PBT: £4.0m |
| 13/01/2025 | PRETIUM RESOURCING LTD | 7.5 yrs | London | Office & business support | Dec-2024, Trade Debtors: £6.5m, Net Assets: £232k, Staff: 7, Est PBT: £62k |
| 16/01/2025 | MITRA INNOVATION LIMITED | 12.3 yrs | London | Head offices & consultancy | Dec-2024, Trade Debtors: £773k, Debts: £41k, Net Assets: £2.3m, Staff: 216, Est PBT: £23k |
| 17/01/2025 | SUFFOLK FRESH LTD | 7 yrs | East of England | Agriculture | Oct-2024, Trade Debtors: £130k, Net Assets: £-2.6m, Staff: 12, Est PBT: £-676k |
| 22/01/2025 | WELCOME HOLDINGS LIMITED | 15.3 yrs | Wales | Furniture manufacturing | Mar-2025, Turnover: £353k, Debts: £371k, Net Assets: £2.8m, Staff: 3, Est PBT: £-57k |
| 14/01/2025 | R & S SERVICES (YORKSHIRE) LIMITED | 19.2 yrs | Yorkshire / Humber | Fabricated metal products | Dec-2024, Trade Debtors: £1.1m, Debts: £506k, Net Assets: £1.2m, Staff: 66, Est PBT: £2.6m |
| 21/01/2025 | EAGLE FREIGHT TERMINAL LIMITED | 34.4 yrs | East of England | Land transport & logistics | Aug-2025, Trade Debtors: £1.3m, Debts: £3.8m, Other debts: £157k, Net Assets: £3.6m, Staff: 38, Est PBT: £242k |
| 21/01/2025 | SEGULA TECHNOLOGIES LIMITED | 21.7 yrs | East of England | Architecture & engineering | Dec-2024, Turnover: £10.6m, Trade Debtors: £1.7m, Net Assets: £4.8m, Staff: 54, Est PBT: £837k |