High Street IF
February 2026
3rd in cohort
HSBC Invoice Finance
February 2026 debenture analysis for HSBC Invoice Finance. High Street IF cohort, ranked 3rd.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 22 | 26 | 25 | 16 | -9 | -36% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC Invoice Finance | 19.9 | £9.6m |
| Cohort average | 18.6 | £4.2m |
Top Sectors
| Sector | Count |
|---|---|
| Wholesale trade | 4 |
| Food manufacturing | 2 |
| Beverage manufacturing | 1 |
| Property & facilities services | 1 |
| Employment services | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 9 |
| Midlands | 4 |
| East of England | 1 |
| Scotland | 1 |
| London | 1 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 19/02/2026 | BREWDOG PLC | 19.3 yrs | Scotland | Beverage manufacturing | Dec-2024, Turnover: £280.2m, Trade Debtors: £48.0m, Debts: £228.5m |
| 10/02/2026 | HC FACILITY MANAGEMENT | 11.5 yrs | South East | Property & facilities services | Dec-2024, Turnover: £54.8m, Trade Debtors: £6.1m, Debts: £114k, Net Assets: £2.7m |
| 11/02/2026 | F. KLUCZNIK & SON LIMITED | 46.4 yrs | Midlands | - | Sep-2024, Turnover: £42.4m, Trade Debtors: £7.6m, Debts: £5.3m, Net Assets: £36.8m |
| 10/02/2026 | BATTLEHAYWARD AND | 92.8 yrs | East of England | - | Dec-2024, Turnover: £21.9m, Trade Debtors: £2.1m, Debts: £1.4m, Other debts: £3.8m |
| 27/02/2026 | DIRECT MEATS (KNIGHTS | 30.9 yrs | South East | - | Dec-2025, Turnover: £15.1m, Trade Debtors: £2.9m, Debts: £1.4m, Other debts: £1.4m |
| 11/02/2026 | S.L.E. LIMITED | 43.6 yrs | South East | Manufacturing (other) | Jan-2025, Turnover: £16.3m, Trade Debtors: £1.0m, Debts: £5.4m, Net Assets: £9.9m |
| 25/02/2026 | FROSTY HIRE & SALES LIMITED | 13.9 yrs | South East | - | Mar-2025, Trade Debtors: £41k, Debts: £5.7m, Net Assets: £771k, Staff: 16 |
| 25/02/2026 | GECKO TRADING LIMITED | 28.9 yrs | South East | - | Dec-2024, Trade Debtors: £1.4m, Debts: £1.3m, Net Assets: £2.5m, Staff: 33 |
| 25/02/2026 | MANTEC TECHNICAL CERAMICS | 21.1 yrs | Midlands | Non-metallic minerals | Dec-2024, Trade Debtors: £330k, Net Assets: £93k, Staff: 38, Est PBT: £-16k |
| 26/02/2026 | DARWIN ENTERPRISE LIMITED | 24.5 yrs | South East | - | Feb-2025, Trade Debtors: £365k, Debts: £200k, Net Assets: £-1.3m, Staff: 37 |