High Street IF
February 2025
2nd in cohort
HSBC Invoice Finance
February 2025 debenture analysis for HSBC Invoice Finance. High Street IF cohort, ranked 2nd.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 20 | 22 | 26 | 25 | -4% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC Invoice Finance | 22.7 | £3.1m |
| Cohort average | 16.5 | £1.7m |
Top Sectors
| Sector | Count |
|---|---|
| Wholesale trade | 4 |
| IT programming / consulting | 3 |
| Fabricated metal products | 2 |
| Printing & media reproduction | 2 |
| Employment services | 2 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 6 |
| London | 5 |
| South East | 4 |
| East of England | 4 |
| Scotland | 2 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 03/02/2025 | FALCON TOWER CRANE SERVICES LTD | 17.1 yrs | East of England | Specialist construction | Dec-2024, Turnover: £41.7m, Trade Debtors: £7.7m, Debts: £4.8m, Net Assets: £20.8m, Staff: 321, Est PBT: £1.2m |
| 03/02/2025 | WILLIAM GIBBONS & SONSLIMITED | 113.6 yrs | Midlands | Printing & media reproduction | Mar-2025, Turnover: £39.6m, Trade Debtors: £4.5m, Debts: £209k, Net Assets: £6.0m, Staff: 281, Est PBT: £3.0m |
| 11/02/2025 | MEL AVIATION COMPONENTS LIMITED | 11.8 yrs | South East | Architecture & engineering | Oct-2024, Turnover: £34.4m, Trade Debtors: £5.3m, Debts: £8.0m, Net Assets: £13.0m, Staff: 22, Est PBT: £6.2m |
| 28/02/2025 | PEMBROKESHIRE CREAMERY LIMITED | 4.1 yrs | Wales | Food manufacturing | Jun-2025, Turnover: £33.2m, Trade Debtors: £4.4m, Debts: £15.3m, Net Assets: £4.7m, Staff: 65, Est PBT: £251k |
| 11/02/2025 | MACL HOLDINGS LIMITED | 4.9 yrs | South East | Financial services | Oct-2024, Turnover: £34.4m, Trade Debtors: £5.3m, Debts: £8.0m, Net Assets: £10.1m, Staff: 22, Est PBT: £5.2m |
| 14/02/2025 | HYDRAM ENGINEERING LIMITED | 30.9 yrs | North East | Fabricated metal products | Mar-2025, Turnover: £18.0m, Trade Debtors: £3.9m, Debts: £1.6m, Other debts: £2.6m, Net Assets: £7.4m, Staff: 170, Est PBT: £585k |
| 19/02/2025 | CHH CONEX LIMITED | 34.2 yrs | Midlands | Electronics | Dec-2024, Turnover: £24.9m, Trade Debtors: £2.9m, Debts: £618k, Other debts: £400k, Net Assets: £3.6m, Staff: 71, Est PBT: £1.2m |
| 17/02/2025 | ARTHIAN LTD | 29 yrs | Scotland | Other professional services | Mar-2025, Trade Debtors: £3.7m, Net Assets: £2.1m, Staff: 141, Est PBT: £592k |
| 27/02/2025 | SPA ENTERPRISE SERVICES LIMITED | 15.7 yrs | London | IT programming / consulting | Dec-2024, Trade Debtors: £2.3m, Debts: £891k, Net Assets: £908k, Staff: 28, Est PBT: £270k |
| 12/02/2025 | FARRAT ISOLEVEL LIMITED | 65.5 yrs | North West | Machinery & equipment | Dec-2024, Turnover: £10.3m, Trade Debtors: £1.1m, Net Assets: £6.8m, Staff: 75, Est PBT: £-1.5m |