High Street IF
April 2025
1st in cohort
HSBC Invoice Finance
April 2025 debenture analysis for HSBC Invoice Finance. High Street IF cohort, ranked 1st.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 32 | 36 | 38 | 53 | +28% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| HSBC Invoice Finance | 23.8 | £10.3m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 9 |
| Wholesale trade | 9 |
| Food manufacturing | 5 |
| Financial services | 4 |
| Specialist construction | 3 |
Top Regions
| Region | Count |
|---|---|
| South East | 13 |
| London | 10 |
| North West | 9 |
| East of England | 6 |
| Scotland | 4 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 23/04/2025 | INDEPENDENT CLINICAL | 21.9 yrs | London | Employment services | Dec-2024, Turnover: £130.2m, Trade Debtors: £7.9m, Debts: £291k |
| 02/04/2025 | WHITWORTHS HOLDINGS | 21.3 yrs | East of England | Head offices & consultancy | Mar-2025, Turnover: £591.3m, Trade Debtors: £82.4m, Debts: £24.4m |
| 02/04/2025 | WHITWORTH BROS.LIMITED | 76 yrs | East of England | Food manufacturing | Mar-2025, Turnover: £474.2m, Trade Debtors: £67.8m, Debts: £24.3m |
| 23/04/2025 | PULSE HEALTHCARE LIMITED | 29.2 yrs | South East | - | Dec-2024, Turnover: £266.4m, Trade Debtors: £11.1m, Debts: £1.6m, Net Assets: £31.8m |
| 09/04/2025 | SIMPSONS MALT LIMITED | 106.2 yrs | North East | Agriculture | Dec-2024, Turnover: £264.1m, Trade Debtors: £29.6m, Debts: £62.7m |
| 01/04/2025 | SUPREME PLC | 18.8 yrs | North West | Wholesale trade | Mar-2025, Turnover: £231.1m, Trade Debtors: £26.5m, Debts: £15.4m |
| 01/04/2025 | SUPREME IMPORTS LTD | 20.4 yrs | North West | Wholesale trade | Mar-2025, Turnover: £204.5m, Trade Debtors: £23.1m, Debts: £15.3m |
| 02/04/2025 | CARRS FLOUR MILLS LIMITED | 75 yrs | East of England | - | Mar-2025, Turnover: £117.2m, Trade Debtors: £14.6m, Debts: £116k, Other debts: £79k |
| 23/04/2025 | LIQUID PERSONNEL LIMITED | 18.1 yrs | London | Employment services | Dec-2024, Turnover: £105.6m, Trade Debtors: £9.4m, Net Assets: £4.1m, Est PBT: £-96k |
| 03/04/2025 | GEARYS BAKERIES LIMITED | 40.2 yrs | East Midlands | Food manufacturing | Dec-2024, Trade Debtors: £7.9m, Debts: £1.8m, Other debts: £3.8m |