ABL + Invoice Finance
December 2025
16th in cohort
Growth Lending
December 2025 debenture analysis for Growth Lending. ABL + Invoice Finance cohort, ranked 16th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 2 | 0 | 7 | 11 | +36% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Growth Lending | 8.4 | -£144k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Unknown | 2 |
| Head offices & consultancy | 2 |
| Public sector & defence | 1 |
| Rental & leasing | 1 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 4 |
| Yorkshire / Humber | 3 |
| Scotland | 2 |
| South East | 1 |
| South West | 1 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 10/12/2025 | DARCEY QUIGLEY & CO LTD | 18.9 yrs | Scotland | Office & business support | Jun-2025, Trade Debtors: £140k, Net Assets: £1.1m, Staff: 34, Est PBT: £590k |
| 18/12/2025 | PASSIVE FIRE SAFETY | 7.2 yrs | South West | Public sector & defence | Nov-2024, Trade Debtors: £833k, Debts: £149k, Net Assets: £902k, Staff: 23 |
| 10/12/2025 | KNOW-IT (GLOBAL) LTD | 6.1 yrs | Scotland | - | Oct-2024, Trade Debtors: £309k, Debts: £33k, Net Assets: £-2.4m, Staff: 18 |
| 18/12/2025 | PREVENTR FIRE DOORS | 1.5 yrs | London | Head offices & consultancy | Mar-2025, Net Assets: £0k |
| 18/12/2025 | SHEEN PROJECTS LIMITED | 20.7 yrs | Yorkshire / | Civil engineering | Mar-2025, Trade Debtors: £261k, Net Assets: £1.2m, Staff: 14, Est PBT: £1.3m |
| 18/12/2025 | SHEEN DOORS LTD | 12.5 yrs | Yorkshire / | Furniture manufacturing | Mar-2025, Net Assets: £432k, Staff: 3, Est PBT: £-103k |
| 18/12/2025 | PREVENTR SERVICES GROUP | 1.7 yrs | London | Head offices & consultancy | Mar-2025, Net Assets: £4k, Est PBT: £5k |
| 18/12/2025 | SHEEN UK LIMITED | 18.4 yrs | Yorkshire / | Rental & leasing | Mar-2025, Net Assets: £-2k, Est PBT: £-51k |
| 18/12/2025 | PREVENTR FIRE STOPPING LTD | 1.1 yrs | London | Unknown | Mar-2025, Net Assets: £0k, Est PBT: £0k |
| 18/12/2025 | PREVENTR ACTIVE FIRE LTD | 0.6 yrs | London 0 Unknown | - | - |